I think I’m on his train for a long, long ride. I’m not a member of the Libertarian Party (or any political party), but I believe in many of the same beliefs.
STOP 1: Some Thoughts and Observations
The WOD is pretty inefficient in IMHO, but I also think only a dunce would voluntarily use recreational drugs.
Private organizations and institutions would retain the right to restrict the use of recreational drugs by members. This would include employers. An employer can insist, if they believe that drug addicted employees create a business risk, on a drug free clause for its employees and whoever wants to be employed there must comply or face termination. The Market could decide in many cases. Just for example, let’s say there are two Banks vying for my investments. Bank One has a Drug Free clause and fires drug addicted employees. Bank Two allows drug addicted employees. If everything else where equal, I’d pick the drug free bank because I do believe drug addiction could negatively affect financial decisions. Some one else who doesn’t share my beliefs could invest with Bank Two. Other types of business, like drug free Fast Food Joint and drugs allowed Fast Food Joint may not be as important, but I still leave it up to the business to make the determination.
I would also allow increased health insurance premiums for recreational drug users, much in the same way smokers are made to pay higher costs, mostly because the continued use of drugs would probably create health risks. I could accept denying health insurance in some cases and even public access to hospital. If Joe Cool wants to use smack, that is his choice, but when his health falls apart I don’t want public money going to save his life.
Now let’s suppose drug addicts and recreational users default on loans at a higher rate than non-addicts or users. I’m not sure if it is true or not, but I suppose it could be: an addict buying cocaine before paying his car payment. If such were true, then it would be entirely appropriate to charge higher interest rates to recreational drug users to cover the increased risk. Loan Contracts would ask what if any drugs the user uses, then increase or decrease the rate as needed. A cocaine user may have to pay 10-12% on a car loan, whereas the drug free could get 2-5%, just to throw out random numbers. Lying about drug use for contractual proposes would probably be fraud and could result in the loan being canceled, fines, repo of property, et al.
I guess it could be summed up as: If you’re going to use recreational drugs, you better be ready to pay the heavy costs and consequences of your use.
STOP 5
I have no probable getting rid of needless Government agencies and would like to add the SBA as one of the first to be beheaded by the Axe.