Very sorry, I forgot to answer the OP, but then again your own state of knowlwdge has changed since then, Astroboy14. It’s fairly certain you’re in the clear here in terms of the attempted fraud.
You seem to resist the idea of talking to the cops. Ok, then talk to a lawyer. This is a serious enough issue to warrant it. Remember, even if the school is telling the truth, this “secretary” is walking around unemployed with your personal information, probably including social security number, on the tip of her tongue. I imagine she might be feeling the need for a new credit card real soon now.
OK… so I’ve talked to my bank regarding the security of my accounts there, placed a “fraud alert” on my credit record with Experian, Equifax, and TransUnion (just in case), and I seem to be all covered.
Also, this morning, I had a long chat with a police officer from the San Diego Financial Crime division. I told him the whole story, and he also said I seemed to be covered as far as he was concerned. He didn’t suggest taking any further legal action, as the credit union involved was satisfied and was not pursuing the matter. He did suggest watching my credit record (again, just in case), but wasn’t too concerned about possible identity theft.
So there we have it!
Another thanks for all the advice, people! I appreciate it!