# Life insurance Beneficiary question..is this wise?

**URL:** <https://boards.straightdope.com/t/life-insurance-beneficiary-question-is-this-wise/613426>\
**Category:** In My Humble Opinion\
**Created:** [February 20, 2012, 3:58pm UTC](https://boards.straightdope.com/t/life-insurance-beneficiary-question-is-this-wise/613426 "2012-02-20T15:58:09Z")\
**Posts on this page:** 1\
**Page:** 2

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**Author:** ![handsomeharry](https://avatars.discourse-cdn.com/v4/letter/h/e9c0ed/32.png) [@handsomeharry](https://boards.straightdope.com/u/handsomeharry)\
**Post date:** [February 23, 2012, 6:14am UTC](https://boards.straightdope.com/t/life-insurance-beneficiary-question-is-this-wise/613426/21 "2012-02-23T06:14:23Z")

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I may have missed it, but I haven’t read what the niece thinks of this arrangement. It sounds pretty bizarre to me. Is the niece that devoted to the kids that she could be trusted with a big payout of cash?  
And, I agree with \*\*TruCelt \*\*that the first place to go is to a bank. I don’t think lawyers need be consulted. A waste of money and time. Banks have this kind of thing down to a science. The banks have their own lawyers.

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