# Married with separate finances, how do you work it?

**URL:** <https://boards.straightdope.com/t/married-with-separate-finances-how-do-you-work-it/824786>\
**Category:** In My Humble Opinion\
**Created:** [November 19, 2018, 12:43pm UTC](https://boards.straightdope.com/t/married-with-separate-finances-how-do-you-work-it/824786 "2018-11-19T12:43:33Z")\
**Posts on this page:** 1\
**Page:** 3

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**Author:** ![enipla](https://avatars.discourse-cdn.com/v4/letter/e/54ee81/32.png) [@enipla](https://boards.straightdope.com/u/enipla)\
**Post date:** [November 20, 2018, 3:28pm UTC](https://boards.straightdope.com/t/married-with-separate-finances-how-do-you-work-it/824786/41 "2018-11-20T15:28:12Z")

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> [@Dinsdale](#):
>
> My reaction to these types of threads is always, “Why?” Unless there are some underlying issues within a couple, I don’t see any benefits from maintaining multiple independent financial accounts, rather than fewer joint accounts.

And I would ask why bother to get joint accounts and credit cards.

:shrug: When my Wife and I got married, we each owned a house and had established credit histories. Didn’t see any point at all in getting a joint account.

I guess we live fairly simply. We do drive good cars, and take nice vacations. There has never been an argument or issue about money. We discuss major purchases like a car or home renovation. For other things it’s just not needed. I buy what I need, my wife buys what she needs. Food and household stuff just gets pretty naturally split.

We sold her house. ‘My’ house is ours and I have quit claimed it to joint ownership with her. Paid it off a few years ago. Heck, we bought property together before we where married.

It works just fine.

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