# May I Ask about Life Insurance?

**URL:** <https://boards.straightdope.com/t/may-i-ask-about-life-insurance/586717>\
**Category:** About This Message Board\
**Created:** [June 24, 2011, 3:36pm UTC](https://boards.straightdope.com/t/may-i-ask-about-life-insurance/586717 "2011-06-24T15:36:25Z")\
**Posts on this page:** 4\
**Page:** 1

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**Author:** ![Paul\_in\_Qatar](https://avatars.discourse-cdn.com/v4/letter/p/ccd318/32.png) [@Paul\_in\_Qatar](https://boards.straightdope.com/u/Paul_in_Qatar)\
**Post date:** [June 24, 2011, 3:36pm UTC](https://boards.straightdope.com/t/may-i-ask-about-life-insurance/586717/1 "2011-06-24T15:36:25Z")

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As you know I am about to be married. I am in need of low-cost life insurance. (Whole Life? or the other one?)

The trick of course is to buy from a company that is safe, but that does not use salesmen. No need to pay a commission after all.

Such a question would (I hope) end up with people pointing me toward a web site or company. Would such a question be permitted?

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**Author:** ![Omegaman](https://avatars.discourse-cdn.com/v4/letter/o/e480ec/32.png) [@Omegaman](https://boards.straightdope.com/u/Omegaman)\
**Post date:** [June 24, 2011, 3:42pm UTC](https://boards.straightdope.com/t/may-i-ask-about-life-insurance/586717/2 "2011-06-24T15:42:15Z")

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Well I wasn’t aware you were getting married, but my personal recombination would be unum.

I have 850,000. coverage with them – some term, some whole life, and by purchasing it in smaller increments I’ve been able to avoid a physical.

That is a good thing. And I know my wife will be dialed in for her life.

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**Author:** ![twickster](https://avatars.discourse-cdn.com/v4/letter/t/ec9cab/32.png) [@twickster](https://boards.straightdope.com/u/twickster)\
**Post date:** [June 24, 2011, 3:58pm UTC](https://boards.straightdope.com/t/may-i-ask-about-life-insurance/586717/3 "2011-06-24T15:58:32Z")

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Yes. Ask in IMHO.

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**Author:** ![TubaDiva](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/tubadiva/32/507_2.png) [@TubaDiva](https://boards.straightdope.com/u/TubaDiva)\
**Post date:** [June 24, 2011, 10:19pm UTC](https://boards.straightdope.com/t/may-i-ask-about-life-insurance/586717/4 "2011-06-24T22:19:17Z")

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Since there’s a thread in IMHO I’ll close this one.