# Metro II commercial indicator

**URL:** <https://boards.straightdope.com/t/metro-ii-commercial-indicator/852466>\
**Category:** Factual Questions\
**Created:** [April 23, 2020, 9:12pm UTC](https://boards.straightdope.com/t/metro-ii-commercial-indicator/852466 "2020-04-23T21:12:09Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![Johnny\_L.A](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/johnny_l.a/32/1084_2.png) [@Johnny\_L.A](https://boards.straightdope.com/u/Johnny_L.A)\
**Post date:** [April 23, 2020, 9:12pm UTC](https://boards.straightdope.com/t/metro-ii-commercial-indicator/852466/1 "2020-04-23T21:12:09Z")

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In the Metro II data format, there is a place to indicate an account is a commercial account (not a consumer account). I recall that if an account is commercial, there is a ‘W’ in that position. But I don’t remember what position it is.

What is the field position of the ‘W’ that indicates a commercial account?

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<div class="post-metadata">

**Author:** ![Johnny\_L.A](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/johnny_l.a/32/1084_2.png) [@Johnny\_L.A](https://boards.straightdope.com/u/Johnny_L.A)\
**Post date:** [April 23, 2020, 10:36pm UTC](https://boards.straightdope.com/t/metro-ii-commercial-indicator/852466/2 "2020-04-23T22:36:36Z")

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What I’m looking for is the ECOA code. It’s in Field 37, position 265 (366 base, packed format) or field 37, position 325 (466 base character format). The reason I couldn’t find it is because I was looking at the format guide published in 2006, and it doesn’t list ‘W’. My boss had what appears to be an older (undated) format guide, and I found it there.

So… Never mind!