OK, I work on development of the eye in fruit flies, so I am pretty confident that I can explain eye development in terms of evolution. Or at least give a plausible story. This is not to say how it did happen – it is to say that it could have happened, and it does not require divine intervention.
Here’s a shot:
In the first multicellular life, systems to handle stimuli from the environment evolve and link to the developing nervous system. The nervous system is built to organize these stimuli (Kandel’s Nobel Prize!). Eyes start slowly – a few chromatophore cells (even bacteria have rhodopsin and phototaxe). It is advantageous for the organism to be able to respond to light precisely – for orientation, for movement towards food, etc. etc.
So we have photosensitive proteins talking to the nervous system. No big deal here – recently in zebrafish, it is found that even individual organs can respond to light and dark cycles. Light/dark sensing is found everywhere in biology, and most nervous systems I can think of respond to it. Modifications of the photosensitive protein change the wavelength specificity. The protein is a membrane-bound protein, so in order to increase sensitivity, it is advantageous to increase the surface areas of the cell. After a while, in some organisms, this excess membrane can pinch off to form vesicles (mammals and such) filled with this photoreceptor pigment.
So we have created neurally linked photoresponsive tissue. Great. We are at flatworm stage now. In flatworms, we see the same genetic pathways that lead to eye development in all organisms with eyes – namely the eyeless pathway. This was first found in the fruit fly, and later linked to a mutation which causes small eyes in mice and aniridia (lack of an iris) in humans. Duplications and rearrangements of this pathway can happen very quickly evolutionarily, and so change, especially if the selection is strong, does not have to be so slow.
The next step is to refine these systems. We see this all through evolution – something works, and nature works to improve it. For some organisms, it becomes advantageous to respond to low light conditions. They get larger eyespots. In order to interpret new information, it becomes advantageous for the developing nervous system to devote more brain power to interpretation. Changes are associated with duplications, reshufflings, and modifications of the genetic pathway. In some organisms, the eye and the nervous system become one and the same system (vertebrates). In other organisms, they proceed through linked but separate pathways (flies).
At some point, eyesight becomes absolutely necessary for locating food sources (plants or seaweed growing near light) or escaping enemies. It becomes necessary for some kind of protection for the eyes. Animals develop clear overgrowths with the retinas underneath them. The thicker the tissue overgrowth, the better the protection but the more distortion of image you have. In order to adjust the image distortion created by coming through this curved piece of tissue, it becomes advantageous to have facial muscles evolve to move this developing lens and establish focus.
At some point, this system needs more protection, as the lens becomes crucial for vision. It is advantageous to evolve another clear skin overgrowth over the lens. This is called a cornea. As the transition is made to dry land, the cornea gets protection from the conjuctiva and eyelids and such.
The thing is, the genetic information supports this. We see this eyeless gene system in all animals with eyespots. In humans and in mice, the pathways are conserved, but are duplicated and in some cases these duplications are rearranged, reshuffled, and linked into other pathways. Just like the gross "macro"evolution has happened. Deleting one homolog of the eyeless ortholog family causes developmental failure of the iris in humans. Deleteing the only copy of eyeless in flies leads to flies with no eyes (this is a little simplified, but will work for our discussion). And, if you express eyeless in flies somewhere else, like the wings, eyes sprout on the wings. Very cute. Gives an example of rapid large scale change that is not beyond the realm of possibility.
Granted, this is just a possible mechanism. More liberal-minded creationists will argue that God could have directed all of these steps. I have no problem with this – in evolution science there is no argument against divine direction. It is something that can’t be measured, and therefore can’t be tested.
Sorry for being so long.