# My bank is run by morons

**URL:** <https://boards.straightdope.com/t/my-bank-is-run-by-morons/413196>\
**Category:** The BBQ Pit\
**Created:** [July 26, 2007, 5:26am UTC](https://boards.straightdope.com/t/my-bank-is-run-by-morons/413196 "2007-07-26T05:26:04Z")\
**Posts on this page:** 4\
**Page:** 2

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**Author:** ![whatami](https://avatars.discourse-cdn.com/v4/letter/w/85f322/32.png) [@whatami](https://boards.straightdope.com/u/whatami)\
**Post date:** [July 27, 2007, 4:29am UTC](https://boards.straightdope.com/t/my-bank-is-run-by-morons/413196/21 "2007-07-27T04:29:11Z")

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[QUOTE=DudleyGarrett]  
The bank could easily say, “We don’t charge our customers for ATM transactions. We’ll eat those costs. Send us a bill.”

I can’t believe that people are OK with banks just passing this expense off to their customers.  
[/QUOTE]

Acutally, the bank I work for (large community bank) does refund ATM fees from foreign ATMs, although you have to bring in or mail your receipts to the branch in order to collect.

But you know what, we’re in a business to make money. Banking is a cut-throat business just like many others. If you don’t want to pay the fees, bank with someone who doesn’t charge them or keep your money under your mattress.

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**Author:** ![silenus](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/silenus/32/166_2.png) [@silenus](https://boards.straightdope.com/u/silenus)\
**Post date:** [July 27, 2007, 4:55am UTC](https://boards.straightdope.com/t/my-bank-is-run-by-morons/413196/22 "2007-07-27T04:55:51Z")

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I have zero problem with ATM fees. I figure I’m paying for the convienence of being able to bank from damn near anywhere. If I ever get pissy about it, I just do what **ivylass** mentioned: buy groceries, pay with the debit card and get cash back no charge.

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**Author:** ![Otto](https://avatars.discourse-cdn.com/v4/letter/o/bbe5ce/32.png) [@Otto](https://boards.straightdope.com/u/Otto)\
**Post date:** [July 27, 2007, 11:02pm UTC](https://boards.straightdope.com/t/my-bank-is-run-by-morons/413196/23 "2007-07-27T23:02:10Z")

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[QUOTE=DudleyGarrett]  
I don’t care who owns what – I don’t understand why everything needs to be profitable. Why not just offer it as a service to your customers?  
[/QUOTE]

The owners of the ATMS _are_ offering it as a free service to _their_ customers. You aren’t one of _their_ customers.

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**Author:** ![Count\_Blucher](https://avatars.discourse-cdn.com/v4/letter/c/c5a1d2/32.png) [@Count\_Blucher](https://boards.straightdope.com/u/Count_Blucher)\
**Post date:** [July 28, 2007, 12:05am UTC](https://boards.straightdope.com/t/my-bank-is-run-by-morons/413196/24 "2007-07-28T00:05:32Z")

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[QUOTE=bienville]  
I misread the Thread Title as “My bank is run by _mormons_”.  
[/QUOTE]

“You see that fat guy in the corner Marcy? The one approving loans in the ugly suit…?”  
“Yeah…?”  
“All those tellers are his Wives…!”  
“You don’t say…!” :eek: 😃

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