# My bank offers 10.5% interest

**URL:** <https://boards.straightdope.com/t/my-bank-offers-10-5-interest/1030803>\
**Category:** Miscellaneous and Personal Stuff I Must Share\
**Created:** [June 10, 2026, 5:49pm UTC](https://boards.straightdope.com/t/my-bank-offers-10-5-interest/1030803 "2026-06-10T17:49:03Z")\
**Posts on this page:** 2\
**Page:** 3

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**Author:** ![mixdenny](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/mixdenny/32/2962_2.png) [@mixdenny](https://boards.straightdope.com/u/mixdenny)\
**Post date:** [July 1, 2026, 7:33pm UTC](https://boards.straightdope.com/t/my-bank-offers-10-5-interest/1030803/41 "2026-07-01T19:33:00Z")

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UPDATE: Just got my first months interest deposit at 11.13% I’m up to $28. It may be a mini CD but it is earning over twice as much as my regular CDs.

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**Author:** ![Melbourne](https://avatars.discourse-cdn.com/v4/letter/m/b5e925/32.png) [@Melbourne](https://boards.straightdope.com/u/Melbourne)\
**Post date:** [July 2, 2026, 6:43am UTC](https://boards.straightdope.com/t/my-bank-offers-10-5-interest/1030803/42 "2026-07-02T06:43:18Z")

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> [@Munch](#):
>
> Yes. And the money in that account earns 10.4% APY, which comes from the bank.

Which comes from the retailer and from the card fees.

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