# My dad just saved a bunch of money on his car insurance by switching to Geico **URL:** \ **Category:** Miscellaneous and Personal Stuff I Must Share\ **Created:** [April 29, 2005, 3:35pm UTC](https://boards.straightdope.com/t/my-dad-just-saved-a-bunch-of-money-on-his-car-insurance-by-switching-to-geico/301721 "2005-04-29T15:35:41Z")\ **Posts on this page:** 14\ **Page:** 1
**Author:** ![Spatial\_Rift\_47](https://avatars.discourse-cdn.com/v4/letter/s/a8b319/32.png) [@Spatial\_Rift\_47](https://boards.straightdope.com/u/Spatial_Rift_47)\ **Post date:** [April 29, 2005, 3:35pm UTC](https://boards.straightdope.com/t/my-dad-just-saved-a-bunch-of-money-on-his-car-insurance-by-switching-to-geico/301721/1 "2005-04-29T15:35:41Z")
No, seriously. They just started offering service to NJ customers. I’m going to be telling this to people ALL DAY. It’s pure comic _gold_. ---
**Author:** ![FairyChatMom](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/fairychatmom/32/21825_2.png) [@FairyChatMom](https://boards.straightdope.com/u/FairyChatMom)\ **Post date:** [April 29, 2005, 3:37pm UTC](https://boards.straightdope.com/t/my-dad-just-saved-a-bunch-of-money-on-his-car-insurance-by-switching-to-geico/301721/2 "2005-04-29T15:37:27Z")
Their gekko is kinda cute, but they can’t beat the rates I get thru AAA. Are you always so easily amused? 😛 Silly person… ---
**Author:** ![Spatial\_Rift\_47](https://avatars.discourse-cdn.com/v4/letter/s/a8b319/32.png) [@Spatial\_Rift\_47](https://boards.straightdope.com/u/Spatial_Rift_47)\ **Post date:** [April 29, 2005, 3:44pm UTC](https://boards.straightdope.com/t/my-dad-just-saved-a-bunch-of-money-on-his-car-insurance-by-switching-to-geico/301721/3 "2005-04-29T15:44:27Z")
Why yes, I am easily amused. You have to have a sense of humor in life, or you’ll never get out alive. 😃 ---
**Author:** ![Inigo\_Montoya](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/inigo_montoya/32/124_2.png) [@Inigo\_Montoya](https://boards.straightdope.com/u/Inigo_Montoya)\ **Post date:** [April 29, 2005, 3:46pm UTC](https://boards.straightdope.com/t/my-dad-just-saved-a-bunch-of-money-on-his-car-insurance-by-switching-to-geico/301721/4 "2005-04-29T15:46:28Z")
I’m just impressed that he was able to _afford_ car insurance in NJ. Is NJ any closer to lynching their current insurance commissioner and installing a competent individual? ---
**Author:** ![Hal\_Briston](https://avatars.discourse-cdn.com/v4/letter/h/a9a28c/32.png) [@Hal\_Briston](https://boards.straightdope.com/u/Hal_Briston)\ **Post date:** [April 29, 2005, 3:50pm UTC](https://boards.straightdope.com/t/my-dad-just-saved-a-bunch-of-money-on-his-car-insurance-by-switching-to-geico/301721/5 "2005-04-29T15:50:43Z")
> [@Spatial Rift 47](#): > > I’m going to be telling this to people ALL DAY. It’s pure comic _gold_. You certain it’s not comic iron pyrite? :dubious: 😉 ---
**Author:** ![Little\_Bird](https://avatars.discourse-cdn.com/v4/letter/l/3ec8ea/32.png) [@Little\_Bird](https://boards.straightdope.com/u/Little_Bird)\ **Post date:** [April 29, 2005, 4:16pm UTC](https://boards.straightdope.com/t/my-dad-just-saved-a-bunch-of-money-on-his-car-insurance-by-switching-to-geico/301721/6 "2005-04-29T16:16:54Z")
Actually, they started selling to NJ back in September or October. Your dad could have been saving money _all this time!_ Ok, not so important. Death to the Gecko! ---
**Author:** ![DMark](https://avatars.discourse-cdn.com/v4/letter/d/e68b1a/32.png) [@DMark](https://boards.straightdope.com/u/DMark)\ **Post date:** [April 29, 2005, 5:18pm UTC](https://boards.straightdope.com/t/my-dad-just-saved-a-bunch-of-money-on-his-car-insurance-by-switching-to-geico/301721/7 "2005-04-29T17:18:43Z")
Your dad must have been getting insurance from Louie The Icepick at his office in the corner booth at Bada Bing. Every time some yahoo organization like Geiko promises to get me lower rates, and then I tell them my rates, they quickly end the conversation and hang up. And to be honest, your dad is the first person I have ever heard of who actually got a better deal from Geiko. Not that I doubt what you are saying, it is just that with the price of insurance, most people call around on their own to get the lowest rate possible. Then if you are accident/ticket free over the years, that rate starts to look better and better. At any rate, congrats for him! ---
**Author:** ![Spatial\_Rift\_47](https://avatars.discourse-cdn.com/v4/letter/s/a8b319/32.png) [@Spatial\_Rift\_47](https://boards.straightdope.com/u/Spatial_Rift_47)\ **Post date:** [April 29, 2005, 6:03pm UTC](https://boards.straightdope.com/t/my-dad-just-saved-a-bunch-of-money-on-his-car-insurance-by-switching-to-geico/301721/8 "2005-04-29T18:03:21Z")
Well, we used to have State Farm, if that helps the consideration any. I really don’t know anything at all about the car insurance situation in NJ save that companies were pulling out because they weren’t making money off us terrible, horrible, no-good NJ drivers. ---
**Author:** ![JThunder](https://avatars.discourse-cdn.com/v4/letter/j/e95f7d/32.png) [@JThunder](https://boards.straightdope.com/u/JThunder)\ **Post date:** [April 29, 2005, 6:09pm UTC](https://boards.straightdope.com/t/my-dad-just-saved-a-bunch-of-money-on-his-car-insurance-by-switching-to-geico/301721/9 "2005-04-29T18:09:10Z")
Would living in a Tiny House help you any? ---
**Author:** ![bouv](https://avatars.discourse-cdn.com/v4/letter/b/bc8723/32.png) [@bouv](https://boards.straightdope.com/u/bouv)\ **Post date:** [April 29, 2005, 6:20pm UTC](https://boards.straightdope.com/t/my-dad-just-saved-a-bunch-of-money-on-his-car-insurance-by-switching-to-geico/301721/10 "2005-04-29T18:20:50Z")
> [@JThunder](#): > > Would living in a Tiny House help you any? Or being a cave man? 😉 ---
**Author:** ![Spatial\_Rift\_47](https://avatars.discourse-cdn.com/v4/letter/s/a8b319/32.png) [@Spatial\_Rift\_47](https://boards.straightdope.com/u/Spatial_Rift_47)\ **Post date:** [April 29, 2005, 6:28pm UTC](https://boards.straightdope.com/t/my-dad-just-saved-a-bunch-of-money-on-his-car-insurance-by-switching-to-geico/301721/11 "2005-04-29T18:28:37Z")
> [@buov](#): > > Or being a cave man? That is _really_ condescending. :: puts on his Sapiens for the Equality of all Human Subspecies pin :: ---
**Author:** ![Clothahump](https://avatars.discourse-cdn.com/v4/letter/c/51bf81/32.png) [@Clothahump](https://boards.straightdope.com/u/Clothahump)\ **Post date:** [April 29, 2005, 6:52pm UTC](https://boards.straightdope.com/t/my-dad-just-saved-a-bunch-of-money-on-his-car-insurance-by-switching-to-geico/301721/12 "2005-04-29T18:52:43Z")
> [@Spatial Rift 47](#): > > Well, we used to have State Farm, if that helps the consideration any. I really don’t know anything at all about the car insurance situation in NJ save that companies were pulling out because they weren’t making money off us terrible, horrible, no-good NJ drivers. I switched off of State Farm to Geico and saw my premium drop from 590 some-odd every six months to 463. They came through for me. ---
**Author:** ![Spatial\_Rift\_47](https://avatars.discourse-cdn.com/v4/letter/s/a8b319/32.png) [@Spatial\_Rift\_47](https://boards.straightdope.com/u/Spatial_Rift_47)\ **Post date:** [April 29, 2005, 6:58pm UTC](https://boards.straightdope.com/t/my-dad-just-saved-a-bunch-of-money-on-his-car-insurance-by-switching-to-geico/301721/13 "2005-04-29T18:58:45Z")
Which is probably exactly what my dad arranged. My dad is not a stupid person (he’s a certified CPA and very high up in a rather powerful Real Estate Investment Trust), and he would know if Geico was giving him a bum deal. ---
**Author:** ![taxi78cab](https://avatars.discourse-cdn.com/v4/letter/t/e47c2d/32.png) [@taxi78cab](https://boards.straightdope.com/u/taxi78cab)\ **Post date:** [April 29, 2005, 7:22pm UTC](https://boards.straightdope.com/t/my-dad-just-saved-a-bunch-of-money-on-his-car-insurance-by-switching-to-geico/301721/14 "2005-04-29T19:22:38Z")
I switched to GEICO (technically it’s an acronym so should be all caps… I’m not (just) showing off, I really thought it was cool to learn that it was originally the Gov’t Employees’ Insurance Co. that I like putting it in all caps and then explaining the acronym if anyone asks.) last summer and also saved. Previously, I’d had Travelers’ and I think my rate increased every other month. I was SOOOOO sick of that. GEICO has treated me well. But I’ve never had a claim so I don’t know how well they do that.