# My neighboor did a hit & run on my car.

**URL:** <https://boards.straightdope.com/t/my-neighboor-did-a-hit-run-on-my-car/458702>\
**Category:** The BBQ Pit\
**Created:** [August 3, 2008, 2:45pm UTC](https://boards.straightdope.com/t/my-neighboor-did-a-hit-run-on-my-car/458702 "2008-08-03T14:45:44Z")\
**Posts on this page:** 4\
**Page:** 3

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**Author:** ![Labrador\_Deceiver](https://avatars.discourse-cdn.com/v4/letter/l/7c8e57/32.png) [@Labrador\_Deceiver](https://boards.straightdope.com/u/Labrador_Deceiver)\
**Post date:** [August 7, 2008, 1:10pm UTC](https://boards.straightdope.com/t/my-neighboor-did-a-hit-run-on-my-car/458702/41 "2008-08-07T13:10:47Z")

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[QUOTE=Boyo Jim]  
Well, looking back to post #23, I’m pretty certain the issue is closed from the Coun’t insurer’s POV. Since the damage did not exceed the Count’s deductible, the insurance company is not out one penny. They will not pursue it.

[/QUOTE]

I don’t think that’s what was said in post #23. I think the Count is saying that he can have the repair done, and it won’t cost _him_ any more than the deductible.

I could be wrong, but that’s how I read it.

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**Author:** ![Boyo\_Jim](https://avatars.discourse-cdn.com/v4/letter/b/87869e/32.png) [@Boyo\_Jim](https://boards.straightdope.com/u/Boyo_Jim)\
**Post date:** [August 7, 2008, 1:37pm UTC](https://boards.straightdope.com/t/my-neighboor-did-a-hit-run-on-my-car/458702/42 "2008-08-07T13:37:01Z")

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[QUOTE=Labrador Deceiver]  
I don’t think that’s what was said in post #23. I think the Count is saying that he can have the repair done, and it won’t cost _him_ any more than the deductible.

I could be wrong, but that’s how I read it.  
[/QUOTE]

If that’s the case, then maybe his insurer will take some extra steps.

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**Author:** ![Contrapuntal](https://avatars.discourse-cdn.com/v4/letter/c/e274bd/32.png) [@Contrapuntal](https://boards.straightdope.com/u/Contrapuntal)\
**Post date:** [August 7, 2008, 2:19pm UTC](https://boards.straightdope.com/t/my-neighboor-did-a-hit-run-on-my-car/458702/43 "2008-08-07T14:19:59Z")

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[QUOTE=smiling bandit]  
Dunno. You can ask them.  
[/QUOTE]  
Sorry. You seemed to be speaking for them. Or at least seemed to have knowledge of their intentions.

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**Author:** ![Count\_Blucher](https://avatars.discourse-cdn.com/v4/letter/c/c5a1d2/32.png) [@Count\_Blucher](https://boards.straightdope.com/u/Count_Blucher)\
**Post date:** [August 7, 2008, 10:55pm UTC](https://boards.straightdope.com/t/my-neighboor-did-a-hit-run-on-my-car/458702/44 "2008-08-07T22:55:48Z")

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[QUOTE=Labrador Deceiver]  
I don’t think that’s what was said in post #23. I think the Count is saying that he can have the repair done, and it won’t cost _him_ any more than the deductible.

I could be wrong, but that’s how I read it.  
[/QUOTE]

You’re right, that’s the case. I’ll drop the car off and pay $500 when I pick it up; its an insurance company approved shop and a price will be negotiated with them during the repair process.

As for getting back the deductable, in my state the insurance companies call that ‘subrogation’. I might find out if I get my deductable (or any part/percentage of it) back in… oh … say a year?

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