# Need $100,000 fast. Any suggestions?

**URL:** <https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667>\
**Category:** Miscellaneous and Personal Stuff I Must Share\
**Created:** [January 8, 2008, 12:33am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667 "2008-01-08T00:33:07Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![Winston\_Smith](https://avatars.discourse-cdn.com/v4/letter/w/e95f7d/32.png) [@Winston\_Smith](https://boards.straightdope.com/u/Winston_Smith)\
**Post date:** [January 8, 2008, 12:33am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/1 "2008-01-08T00:33:07Z")

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I need to make some extra money. $100,000 as a matter of fact. It’s sort of beyond the scope of what I could make with a paper route or a part-time job at Starbucks, I think. Plus, I’ve got a very demanding job, so I don’t have a whole lot of spare time.

Any ideas?

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**Author:** ![fifty-six](https://avatars.discourse-cdn.com/v4/letter/f/5daacb/32.png) [@fifty-six](https://boards.straightdope.com/u/fifty-six)\
**Post date:** [January 8, 2008, 12:36am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/2 "2008-01-08T00:36:32Z")

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I need about 35,000

So if someone could just provide a partial answer that would be great.

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**Author:** ![TroubleAgain](https://avatars.discourse-cdn.com/v4/letter/t/e480ec/32.png) [@TroubleAgain](https://boards.straightdope.com/u/TroubleAgain)\
**Post date:** [January 8, 2008, 12:37am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/3 "2008-01-08T00:37:26Z")

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Get a sugar momma?

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**Author:** ![Mangetout](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/mangetout/32/19_2.png) [@Mangetout](https://boards.straightdope.com/u/Mangetout)\
**Post date:** [January 8, 2008, 12:39am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/4 "2008-01-08T00:39:30Z")

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Get a paper round.  
Use it as an excuse to case rich folks’ houses for expensive consumer goods and lax security.

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**Author:** ![Gangster\_Octopus](https://avatars.discourse-cdn.com/v4/letter/g/a8b319/32.png) [@Gangster\_Octopus](https://boards.straightdope.com/u/Gangster_Octopus)\
**Post date:** [January 8, 2008, 12:42am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/5 "2008-01-08T00:42:14Z")

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Become friends with a Nigerian Prince.

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**Author:** ![FairyChatMom](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/fairychatmom/32/21906_2.png) [@FairyChatMom](https://boards.straightdope.com/u/FairyChatMom)\
**Post date:** [January 8, 2008, 12:42am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/6 "2008-01-08T00:42:23Z")

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Winning lotto ticket?

Walk around looking for ten million stray pennies?

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**Author:** ![glee](https://avatars.discourse-cdn.com/v4/letter/g/b5a626/32.png) [@glee](https://boards.straightdope.com/u/glee)\
**Post date:** [January 8, 2008, 12:45am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/7 "2008-01-08T00:45:03Z")

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Start with $200,000 and gamble half of it away. :smack:

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**Author:** ![Mangetout](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/mangetout/32/19_2.png) [@Mangetout](https://boards.straightdope.com/u/Mangetout)\
**Post date:** [January 8, 2008, 12:45am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/8 "2008-01-08T00:45:11Z")

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Kiss every frog you can find. No wait, that’s princes - what do rich _princesses_ get magically turned into?

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**Author:** ![Mangetout](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/mangetout/32/19_2.png) [@Mangetout](https://boards.straightdope.com/u/Mangetout)\
**Post date:** [January 8, 2008, 12:48am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/9 "2008-01-08T00:48:12Z")

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Invent the next big thing for the internet.

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**Author:** ![What\_Exit](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/what_exit/32/10652_2.png) [@What\_Exit](https://boards.straightdope.com/u/What_Exit)\
**Post date:** [January 8, 2008, 12:49am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/10 "2008-01-08T00:49:34Z")

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Home Equity Loan or Second Mortgage?

Is it for something you could go to the bank for, for a loan?

How much is in your 401k, maybe you can get a loan against that, then at least you are paying yourself back, but it does screw with your retirement a little. You might need to work an extra year longer than if you don’t take the loan against it.

Remember, take a loan against your 401k, don’t just withdraw, then you get the tax penalty.

How quick do you need the money?

Jim

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**Author:** ![Cunctator](https://avatars.discourse-cdn.com/v4/letter/c/43a26b/32.png) [@Cunctator](https://boards.straightdope.com/u/Cunctator)\
**Post date:** [January 8, 2008, 12:54am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/11 "2008-01-08T00:54:37Z")

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Sell various body parts.

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<div class="post-metadata">

**Author:** ![KneadToKnow](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/kneadtoknow/32/3999_2.png) [@KneadToKnow](https://boards.straightdope.com/u/KneadToKnow)\
**Post date:** [January 8, 2008, 12:55am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/12 "2008-01-08T00:55:38Z")

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[QUOTE=Cunctator]  
Sell various body parts.  
[/QUOTE]

Or just rent out specific body parts.

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<div class="post-metadata">

**Author:** ![Winston\_Smith](https://avatars.discourse-cdn.com/v4/letter/w/e95f7d/32.png) [@Winston\_Smith](https://boards.straightdope.com/u/Winston_Smith)\
**Post date:** [January 8, 2008, 12:57am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/13 "2008-01-08T00:57:38Z")

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[QUOTE=What Exit?]  
Home Equity Loan or Second Mortgage?

Is it for something you could go to the bank for, for a loan?

How much is in your 401k, maybe you can get a loan against that, then at least you are paying yourself back, but it does screw with your retirement a little. You might need to work an extra year longer than if you don’t take the loan against it.

Remember, take a loan against your 401k, don’t just withdraw, then you get the tax penalty.

How quick do you need the money?

Jim  
[/QUOTE]

I need the money pretty quick - a month or two, tops. Borrowing is out, out, out. And ixnay on the 401k raid.

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<div class="post-metadata">

**Author:** ![Winston\_Smith](https://avatars.discourse-cdn.com/v4/letter/w/e95f7d/32.png) [@Winston\_Smith](https://boards.straightdope.com/u/Winston_Smith)\
**Post date:** [January 8, 2008, 12:58am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/14 "2008-01-08T00:58:58Z")

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[QUOTE=Cunctator]  
Sell various body parts.  
[/QUOTE]

Like what? I think the only thing I could spare would be a single kidney, and that’s barely enough for an appetizer.

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**Author:** ![Aioua](https://avatars.discourse-cdn.com/v4/letter/a/87869e/32.png) [@Aioua](https://boards.straightdope.com/u/Aioua)\
**Post date:** [January 8, 2008, 1:06am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/15 "2008-01-08T01:06:26Z")

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Is this serious?  
If you won’t borrow the money, the only way you’re going to score 100k in a couple of months is either getting stupidly lucky, or stealing it–which would require stupid luck to pull off without being caught.

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**Author:** ![Mangetout](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/mangetout/32/19_2.png) [@Mangetout](https://boards.straightdope.com/u/Mangetout)\
**Post date:** [January 8, 2008, 1:14am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/16 "2008-01-08T01:14:05Z")

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True. If we had a repository of workable 50k-per-month schemes to suggest to you, we’d already be _doing them ourselves_.

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<div class="post-metadata">

**Author:** ![Winston\_Smith](https://avatars.discourse-cdn.com/v4/letter/w/e95f7d/32.png) [@Winston\_Smith](https://boards.straightdope.com/u/Winston_Smith)\
**Post date:** [January 8, 2008, 1:16am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/17 "2008-01-08T01:16:56Z")

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[QUOTE=Mangetout]  
True. If we had a repository of workable 50k-per-month schemes to suggest to you, we’d already be _doing them ourselves_.  
[/QUOTE]

Bah. Not _everyone_ is as greedy as you, mate. You mean to tell me there’s no way an ambitious young man can earn $100,000 in a few weeks if he’s willing to work moderately hard for it (and as long as it doesn’t interfere with my regular job)?

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**Author:** ![glee](https://avatars.discourse-cdn.com/v4/letter/g/b5a626/32.png) [@glee](https://boards.straightdope.com/u/glee)\
**Post date:** [January 8, 2008, 1:17am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/18 "2008-01-08T01:17:18Z")

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[QUOTE=Winston Smith]  
I need the money pretty quick - a month or two, tops. Borrowing is out, out, out. And ixnay on the 401k raid.  
[/QUOTE]

I thought you must be joking. 😕

I have acquired $100,000 after working in a high-paying **for a decade**.

I have won \*\*$50 \*\* in a two minute chess game.

But it’s obvious that there is no safe legal way to acquire large sums of money fast.

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<div class="post-metadata">

**Author:** ![Winston\_Smith](https://avatars.discourse-cdn.com/v4/letter/w/e95f7d/32.png) [@Winston\_Smith](https://boards.straightdope.com/u/Winston_Smith)\
**Post date:** [January 8, 2008, 1:19am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/19 "2008-01-08T01:19:34Z")

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[QUOTE=glee]  
I thought you must be joking. 😕

I have acquired $100,000 after working in a high-paying **for a decade**.

I have won \*\*$50 \*\* in a two minute chess game.

But it’s obvious that there is no safe legal way to acquire large sums of money fast.  
[/QUOTE]

Safe?

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<div class="post-metadata">

**Author:** ![silenus](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/silenus/32/166_2.png) [@silenus](https://boards.straightdope.com/u/silenus)\
**Post date:** [January 8, 2008, 1:25am UTC](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667/20 "2008-01-08T01:25:43Z")

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[QUOTE=Winston Smith]  
Bah. Not _everyone_ is as greedy as you, mate. You mean to tell me there’s no way an ambitious young man can earn $100,000 in a few weeks if he’s willing to work moderately hard for it (and as long as it doesn’t interfere with my regular job)?  
[/QUOTE]

The key term here is _earn_. If you don’t get hung up on this one word, a whole universe of possibilities opens up.

[Next page](https://boards.straightdope.com/t/need-100-000-fast-any-suggestions/432667.md?page=2)
