It does make getting them right a little harder, but it also makes cracking them a lot more than twice as hard. I can see from your post that you can use the shift key appropriately, so why is it so hard to use it in a password? A few years ago, one of our network guys ran a simple dictionary-based cracker against our password files, and got over half of them. We soon changed to a system that required mixed case and some non-alpha characters, and had hardly any problems.
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I agree that writing down a password and keeping it in your wallet is a good way to remember it and keep it secure; I sometimes recommended that to users when I was working helpdesk. If your office is as secure as micco’s, the sticky on the monitor is fine, but that leaves you doing your own cleaning. :dubious: