# No more credit card offers in the mail

**URL:** <https://boards.straightdope.com/t/no-more-credit-card-offers-in-the-mail/433657>\
**Category:** Miscellaneous and Personal Stuff I Must Share\
**Created:** [January 15, 2008, 9:36pm UTC](https://boards.straightdope.com/t/no-more-credit-card-offers-in-the-mail/433657 "2008-01-15T21:36:07Z")\
**Posts on this page:** 15\
**Page:** 1

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**Author:** ![AuntiePam](https://avatars.discourse-cdn.com/v4/letter/a/f19dbf/32.png) [@AuntiePam](https://boards.straightdope.com/u/AuntiePam)\
**Post date:** [January 15, 2008, 9:36pm UTC](https://boards.straightdope.com/t/no-more-credit-card-offers-in-the-mail/433657/1 "2008-01-15T21:36:07Z")

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Thanks to whoever posted [this link](http://www.consumerfraudreporting.org/cfr.php?URL=https%3A%2F%2Fwww.optoutprescreen.com/) for opting out of credit card mailings.

I did it about 6 weeks ago and after about 2 weeks, no more credit card offers in the mail. Not a single one, from anywhere! We’d been getting them every day, sometimes three or four.

You’re supposed to print the opt-out page, sign it, and mail it somewhere. I didn’t do that, but if the offers start coming in again, I will.

I’m not getting phone calls either. I’d been getting calls from the places where I have credit cards, but after going to each site, finding the privacy policy, and clicking “Don’t call me”, the calls stopped.

Isn’t it nice when things work like they’re supposed to? 😃

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**Author:** ![MovieMogul](https://avatars.discourse-cdn.com/v4/letter/m/f08c70/32.png) [@MovieMogul](https://boards.straightdope.com/u/MovieMogul)\
**Post date:** [January 15, 2008, 9:51pm UTC](https://boards.straightdope.com/t/no-more-credit-card-offers-in-the-mail/433657/2 "2008-01-15T21:51:48Z")

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Got one for loan companies? We don’t get many cc offers in the mail, but since buying our house, we get loan junk up the ying-yang…

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**Author:** ![LurkMeister](https://avatars.discourse-cdn.com/v4/letter/l/3da27b/32.png) [@LurkMeister](https://boards.straightdope.com/u/LurkMeister)\
**Post date:** [January 15, 2008, 9:58pm UTC](https://boards.straightdope.com/t/no-more-credit-card-offers-in-the-mail/433657/3 "2008-01-15T21:58:16Z")

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I did this online a few months ago, and it looks like my credit card offers have pretty much stopped too. Now if my current credit card companies would just stop offering me home equity loans. I’ve been renting for over a year now, having sold my house in Chicago in November 2006.

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**Author:** ![Santo\_Rugger](https://avatars.discourse-cdn.com/v4/letter/s/e95f7d/32.png) [@Santo\_Rugger](https://boards.straightdope.com/u/Santo_Rugger)\
**Post date:** [January 15, 2008, 10:21pm UTC](https://boards.straightdope.com/t/no-more-credit-card-offers-in-the-mail/433657/4 "2008-01-15T22:21:17Z")

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Done and done. Now _you_ get the thanks, **AuntiePam**.

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**Author:** ![FairyChatMom](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/fairychatmom/32/21906_2.png) [@FairyChatMom](https://boards.straightdope.com/u/FairyChatMom)\
**Post date:** [January 15, 2008, 10:59pm UTC](https://boards.straightdope.com/t/no-more-credit-card-offers-in-the-mail/433657/5 "2008-01-15T22:59:19Z")

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Thanks! And my mail carrier probably thanks you, too!

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**Author:** ![AuntiePam](https://avatars.discourse-cdn.com/v4/letter/a/f19dbf/32.png) [@AuntiePam](https://boards.straightdope.com/u/AuntiePam)\
**Post date:** [January 15, 2008, 11:09pm UTC](https://boards.straightdope.com/t/no-more-credit-card-offers-in-the-mail/433657/6 "2008-01-15T23:09:42Z")

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You’re welcome, but don’t blame me when the economy tanks!

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**Author:** ![Yeticus\_Rex](https://avatars.discourse-cdn.com/v4/letter/y/a698b9/32.png) [@Yeticus\_Rex](https://boards.straightdope.com/u/Yeticus_Rex)\
**Post date:** [January 15, 2008, 11:27pm UTC](https://boards.straightdope.com/t/no-more-credit-card-offers-in-the-mail/433657/7 "2008-01-15T23:27:44Z")

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**AuntiePam** , did you give them your SS# and DOB, or just your name and address?

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**Author:** ![AuntiePam](https://avatars.discourse-cdn.com/v4/letter/a/f19dbf/32.png) [@AuntiePam](https://boards.straightdope.com/u/AuntiePam)\
**Post date:** [January 15, 2008, 11:34pm UTC](https://boards.straightdope.com/t/no-more-credit-card-offers-in-the-mail/433657/8 "2008-01-15T23:34:09Z")

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Yep. I figured they already have it anyway.

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**Author:** ![Canadiangirl](https://avatars.discourse-cdn.com/v4/letter/c/dc4da7/32.png) [@Canadiangirl](https://boards.straightdope.com/u/Canadiangirl)\
**Post date:** [January 16, 2008, 1:09am UTC](https://boards.straightdope.com/t/no-more-credit-card-offers-in-the-mail/433657/9 "2008-01-16T01:09:35Z")

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I’m sure there’s one for us northern folk…have been looking for it for quite some time but I’ll keep huntin’.

More offers for “pre approved credit” then I would ever want. Every day. In the mail. And on the phone.

Yep, I will find a site for us!

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**Author:** ![John\_DiFool](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/john_difool/32/19543_2.png) [@John\_DiFool](https://boards.straightdope.com/u/John_DiFool)\
**Post date:** [January 16, 2008, 2:25am UTC](https://boards.straightdope.com/t/no-more-credit-card-offers-in-the-mail/433657/10 "2008-01-16T02:25:31Z")

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NM, Works now.

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**Author:** ![ASAKMOTSD](https://avatars.discourse-cdn.com/v4/letter/a/919ad9/32.png) [@ASAKMOTSD](https://boards.straightdope.com/u/ASAKMOTSD)\
**Post date:** [January 16, 2008, 1:48pm UTC](https://boards.straightdope.com/t/no-more-credit-card-offers-in-the-mail/433657/11 "2008-01-16T13:48:52Z")

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While I am glad for you, I cringe at the notion of filling out that form with my personally identifiable information on it. Do we really know who this site is run by?

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**Author:** ![control-z](https://avatars.discourse-cdn.com/v4/letter/c/eada6e/32.png) [@control-z](https://boards.straightdope.com/u/control-z)\
**Post date:** [January 16, 2008, 4:16pm UTC](https://boards.straightdope.com/t/no-more-credit-card-offers-in-the-mail/433657/12 "2008-01-16T16:16:51Z")

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[QUOTE=ASAKMOTSD]  
While I am glad for you, I cringe at the notion of filling out that form with my personally identifiable information on it. Do we really know who this site is run by?  
[/QUOTE]

All I can tell you is they hide their domain name registration info through a company called [http://domainsbyproxy.com/](http://domainsbyproxy.com/)

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**Author:** ![AuntiePam](https://avatars.discourse-cdn.com/v4/letter/a/f19dbf/32.png) [@AuntiePam](https://boards.straightdope.com/u/AuntiePam)\
**Post date:** [January 16, 2008, 4:36pm UTC](https://boards.straightdope.com/t/no-more-credit-card-offers-in-the-mail/433657/13 "2008-01-16T16:36:18Z")

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I figure they can’t do what they say they will – stop the offers – unless they have some identifying information. A name and address wouldn’t be enough.

The fact that it worked is reassuring.

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**Author:** ![iamthewalrus\_3](https://avatars.discourse-cdn.com/v4/letter/i/258eb7/32.png) [@iamthewalrus\_3](https://boards.straightdope.com/u/iamthewalrus_3)\
**Post date:** [January 17, 2008, 5:44pm UTC](https://boards.straightdope.com/t/no-more-credit-card-offers-in-the-mail/433657/14 "2008-01-17T17:44:34Z")

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[QUOTE=AuntiePam]  
I figure they can’t do what they say they will – stop the offers – unless they have some identifying information. A name and address wouldn’t be enough.  
[/QUOTE]  
This is a bit of a hijack, but why not? Your name and address together are a unique identifier to all the companies that are mailing things to you.

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**Author:** ![AuntiePam](https://avatars.discourse-cdn.com/v4/letter/a/f19dbf/32.png) [@AuntiePam](https://boards.straightdope.com/u/AuntiePam)\
**Post date:** [January 17, 2008, 8:24pm UTC](https://boards.straightdope.com/t/no-more-credit-card-offers-in-the-mail/433657/15 "2008-01-17T20:24:26Z")

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I don’t think the credit card companies would accept just a name and address. They _could_, I agree, but they’d probably argue that people change their names, people move, people have the same or similar names, etc. etc. So requiring the extra ID info lets them make sure they’re losing the potential business of the right person.

I imagine that huge apartment complexes – same address, different apartment numbers – have tenants with similar names. How would the banks know they’re taking the right person off their mailing list?
