# Non-title IV private student loans

**URL:** <https://boards.straightdope.com/t/non-title-iv-private-student-loans/491988>\
**Category:** Factual Questions\
**Created:** [April 4, 2009, 5:37pm UTC](https://boards.straightdope.com/t/non-title-iv-private-student-loans/491988 "2009-04-04T17:37:11Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![ladyfoxfyre](https://avatars.discourse-cdn.com/v4/letter/l/ad7895/32.png) [@ladyfoxfyre](https://boards.straightdope.com/u/ladyfoxfyre)\
**Post date:** [April 4, 2009, 5:37pm UTC](https://boards.straightdope.com/t/non-title-iv-private-student-loans/491988/1 "2009-04-04T17:37:11Z")

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I have been accepted by a grad program overseas that I am interested in attending. However, this school is an ineligible title-IV school which does not allow me to apply for federal Stafford loans or others that require the school to be an “eligible” institution. I know the terms of private student loans are not as good as those that are federally subsidized, but I am having a hard time finding any private loans that are eligible for these types of schools.

Are there any dopers with experience in this type of problem?

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**Author:** ![dzcube](https://avatars.discourse-cdn.com/v4/letter/d/258eb7/32.png) [@dzcube](https://boards.straightdope.com/u/dzcube)\
**Post date:** [April 28, 2009, 1:57pm UTC](https://boards.straightdope.com/t/non-title-iv-private-student-loans/491988/2 "2009-04-28T13:57:54Z")

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unfortunately, i’m in the situation.

except i went ahead and scrambled to pay for my first year here. now that my funds are about to dry up. i am left with the great prospect of having no idea what to do.

its kind of unfortunate when you think about how difficult it is to study abroad. i guess we are the minorities. not many people go to foreign schools obscure enough not to be on some american loan list.

😕☹