# Obamacare question

**URL:** <https://boards.straightdope.com/t/obamacare-question/749711>\
**Category:** Factual Questions\
**Created:** [March 20, 2016, 11:24pm UTC](https://boards.straightdope.com/t/obamacare-question/749711 "2016-03-20T23:24:01Z")\
**Posts on this page:** 2\
**Page:** 2

<div class="post-metadata">

**Author:** ![Iggy](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/iggy/32/3364_2.png) [@Iggy](https://boards.straightdope.com/u/Iggy)\
**Post date:** [March 22, 2016, 8:06pm UTC](https://boards.straightdope.com/t/obamacare-question/749711/21 "2016-03-22T20:06:59Z")

</div>

> [@Loach](#):
>
> Thanks for the replies. I think I don’t know enough of her personal information to get a complete answer.
> 
> Will she be penalized for not having insurance?

The penalty only applies if the insurance is deemed affordable. there is a formula that applies.

Additionally there are a variety of exemptions. If one of those apply then she may not be hit with the penalty.

---

<div class="post-metadata">

**Author:** ![Atamasama](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/atamasama/32/12961_2.png) [@Atamasama](https://boards.straightdope.com/u/Atamasama)\
**Post date:** [March 22, 2016, 8:10pm UTC](https://boards.straightdope.com/t/obamacare-question/749711/22 "2016-03-22T20:10:34Z")

</div>

> [@Iggy](#):
>
> The penalty only applies if the insurance is deemed affordable. there is a formula that applies.
> 
> Additionally there are a variety of exemptions. If one of those apply then she may not be hit with the penalty.

The page I linked to has that info, including exemptions. You’re right that the insurance has to be “affordable”.

[Previous page](https://boards.straightdope.com/t/obamacare-question/749711.md?page=1)