On tipping and credit/debit cards

Don’t those things require chip and pin to be truly secure, anyway? Something american banks still haven’t caught up with?

pdts

They have portable card readers at Apple stores. All of the salespeople have them attached to their belts, so you can purchase your item directly from them on the salesfloor. No waiting in line necessary. They will also email the receipt to you, so it’s paperless, too.

It’s really pretty awesome, but it’s the only place I’ve ever seen it.

You can swipe with them as well (for US credit cards).

The terminal in the linked article looked very familiar, then I saw it was made by a Toronto-based company… :slight_smile:

Ironically, the terminals are Fujitsu industrial jobbies that use Windows. Apple is working on an iPod-based system to replace it.

Oh I know you can swipe them, but isn’t that really insecure?

pdts

If the radio link or batch data transfer on the portable terminal is unencrypted, maybe, but otherwise no. The portable terminal has the advantage that your card never leaves your sight, and thus the server can’t, say, skim your numbers by running your card through a second reader under the counter.

Why is that an advantage? Do you not have fraud protection laws for credit cards in Canada?

They actually deployed that a few months ago (at least at my local Apple store).

Do you not have car theft protection and insurance in America? So why worry about your car getting stolen?

pdts

Car rental places have them too. They swipe your card in the car return lane.

Still a pain in the butt. I had my card skimmed in December. Although I wasn’t liable for anything, it still sucked.

Well, to be honest, I don’t. But if I knew I’d lose absolutely nothing and no damage would happen…I’d worry even less.

there si a section on the paper copy you sign as to how much of a tip you want to leave if any.

The Meijer I go to here in Michigan uses them for their grocery express service. They bring my pre-ordered groceries out to my car along with the machine. It’s great. I don’t know why more places haven’t adopted them.

Meijer does that now? I can’t wait to get home!

So if you tip by card you are “taking money out of his pocket” because he has to be honest about how much you gave him? :confused:

Only a few right now - the one by me (in Grand Rapids) was the first to launch it and they are still working out a few kinks. But they have been adding others so hopefully it will keep expanding.