# Order any checks lately?

**URL:** <https://boards.straightdope.com/t/order-any-checks-lately/996498>\
**Category:** In My Humble Opinion\
**Created:** [January 22, 2024, 3:03pm UTC](https://boards.straightdope.com/t/order-any-checks-lately/996498 "2024-01-22T15:03:44Z")\
**Posts on this page:** 12\
**Page:** 9

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**Author:** ![suranyi](https://avatars.discourse-cdn.com/v4/letter/s/e36b37/32.png) [@suranyi](https://boards.straightdope.com/u/suranyi)\
**Post date:** [January 27, 2024, 5:43pm UTC](https://boards.straightdope.com/t/order-any-checks-lately/996498/161 "2024-01-27T17:43:25Z")

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> [@I\_Love\_Me\_Vol.I](#):
>
> Maybe every bank would have needed to have the same basic transfer platform/protocol?

I think that’s it. Getting all banks in the US to agree on anything is very difficult. Note that the best (IMO) current system for transfers, Zelle, was set up by a specific consortium of banks, and is not used by every bank.

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**Author:** ![Broomstick](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/broomstick/32/246_2.png) [@Broomstick](https://boards.straightdope.com/u/Broomstick)\
**Post date:** [March 1, 2024, 11:05pm UTC](https://boards.straightdope.com/t/order-any-checks-lately/996498/162 "2024-03-01T23:05:36Z")

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> [@Cervaise](#):
>
> Edit to add: I mean, clear in the sense of what they were requiring us to do. I don’t mean, clear in the sense of why American banking is so backward.

That’s not even universal in American banking - the last few times I set up a direct deposit I didn’t need to provide a voided check, just the routing and account numbers.

I, too, am going _“bwuh?”_

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**Author:** ![Broomstick](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/broomstick/32/246_2.png) [@Broomstick](https://boards.straightdope.com/u/Broomstick)\
**Post date:** [March 1, 2024, 11:15pm UTC](https://boards.straightdope.com/t/order-any-checks-lately/996498/163 "2024-03-01T23:15:04Z")

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> [@Dewey\_Finn](#):
>
> Americans seem unwilling, in general, to pay for an efficient, properly staffed IRS with up-to-date technology.

For a certain category of Americans that’s not a bug, it’s a feature.

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**Author:** ![PastTense](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/pasttense/32/14550_2.png) [@PastTense](https://boards.straightdope.com/u/PastTense)\
**Post date:** [July 8, 2024, 3:36am UTC](https://boards.straightdope.com/t/order-any-checks-lately/996498/164 "2024-07-08T03:36:38Z")

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The latest news is that Target is joining Aldi and Whole Foods in not accepting checks.

> **[Target announces major change to accepted forms of payment](https://www.nbcchicago.com/news/local/target-to-stop-accepting-personal-checks-as-form-of-payment/3481773/)**
>
> The move comes following other recent changes Target has made, including adding limitations to the retailer's self-checkout policy.

> Only 1% of consumers prefer to use checks when making in-store purchases like at retail stores or restaurants, according to a 2023 North America payment insights study by Javelin Strategy & Research.

> **[Target will stop taking checks in stores](https://www.startribune.com/target-aldi-whole-foods-not-take-checks-payment/600378276/?refresh=true)**
>
> Target joins ranks of Aldi, Whole Foods as stores no longer taking checks

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**Author:** ![Smapti](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/smapti/32/17938_2.png) [@Smapti](https://boards.straightdope.com/u/Smapti)\
**Post date:** [July 8, 2024, 3:42am UTC](https://boards.straightdope.com/t/order-any-checks-lately/996498/165 "2024-07-08T03:42:05Z")

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I write a check once a month to pay my rent. The last time I used a check for anything else was to buy some groceries at work when I had lost my debit card and didn’t have time to go to a Wells Fargo ATM where I can withdraw money using my phone. Since then I’ve set up my debit card on Samsung Pay so I don’t even need to have it with me as long as the business accepts phone pay.

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**Author:** ![fedman1](https://avatars.discourse-cdn.com/v4/letter/f/e495f1/32.png) [@fedman1](https://boards.straightdope.com/u/fedman1)\
**Post date:** [July 11, 2024, 6:11pm UTC](https://boards.straightdope.com/t/order-any-checks-lately/996498/166 "2024-07-11T18:11:17Z")

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Just read that check usage is so low that the Treasury Dept downsized to only 1 location for clearing them

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**Author:** ![PastTense](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/pasttense/32/14550_2.png) [@PastTense](https://boards.straightdope.com/u/PastTense)\
**Post date:** [July 11, 2024, 8:39pm UTC](https://boards.straightdope.com/t/order-any-checks-lately/996498/167 "2024-07-11T20:39:47Z")

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??

I thought the Federal Reserve was responsible for clearing checks.

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**Author:** ![DrDeth](https://avatars.discourse-cdn.com/v4/letter/d/b487fb/32.png) [@DrDeth](https://boards.straightdope.com/u/DrDeth)\
**Post date:** [July 11, 2024, 8:48pm UTC](https://boards.straightdope.com/t/order-any-checks-lately/996498/168 "2024-07-11T20:48:13Z")

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Yep, just did.

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**Author:** ![Chefguy](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/chefguy/32/138_2.png) [@Chefguy](https://boards.straightdope.com/u/Chefguy)\
**Post date:** [July 11, 2024, 8:53pm UTC](https://boards.straightdope.com/t/order-any-checks-lately/996498/169 "2024-07-11T20:53:29Z")

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We write one a month for the rent. That’s it.

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**Author:** ![fedman1](https://avatars.discourse-cdn.com/v4/letter/f/e495f1/32.png) [@fedman1](https://boards.straightdope.com/u/fedman1)\
**Post date:** [July 12, 2024, 12:25am UTC](https://boards.straightdope.com/t/order-any-checks-lately/996498/170 "2024-07-12T00:25:55Z")

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my bad, misread/misremembered

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**Author:** ![Gatopescado](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/gatopescado/32/5711_2.png) [@Gatopescado](https://boards.straightdope.com/u/Gatopescado)\
**Post date:** [July 12, 2024, 5:09am UTC](https://boards.straightdope.com/t/order-any-checks-lately/996498/171 "2024-07-12T05:09:43Z")

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I use em. Just got a bunch of free ones from Wells since they discontinued my old plan and set me up with a new one. Free, so I got as many as I could, figuring it would be the last time ever. Got National Parks. I like them.

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**Author:** ![kferr](https://avatars.discourse-cdn.com/v4/letter/k/71e660/32.png) [@kferr](https://boards.straightdope.com/u/kferr)\
**Post date:** [July 12, 2024, 2:04pm UTC](https://boards.straightdope.com/t/order-any-checks-lately/996498/172 "2024-07-12T14:04:33Z")

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I last wrote a cheque about 18 years ago. These days any UK businesses that accept them will be thin on the ground. I received a tax refund cheque about 3 years ago but that has gone online now.

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