# Plans for your tax refund?

**URL:** <https://boards.straightdope.com/t/plans-for-your-tax-refund/744968>\
**Category:** Miscellaneous and Personal Stuff I Must Share\
**Created:** [February 2, 2016, 6:00pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968 "2016-02-02T18:00:08Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![gigi](https://avatars.discourse-cdn.com/v4/letter/g/a587f6/32.png) [@gigi](https://boards.straightdope.com/u/gigi)\
**Post date:** [February 2, 2016, 6:00pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/1 "2016-02-02T18:00:08Z")

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I’m getting $1006 back and it will go into the bank as a payment against future expenses on wen. It sounds dumb I know, but I pay for wen which is obscenely expensive but works for me, and it’s my money… but I do feel guilty. Now I feel less guilty because I will consider myself as spending my refund on it.

Talk about mundane and pointless. Please tell me you have something more exciting planned for yours!

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**Author:** ![kayaker](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/kayaker/32/441_2.png) [@kayaker](https://boards.straightdope.com/u/kayaker)\
**Post date:** [February 2, 2016, 6:32pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/2 "2016-02-02T18:32:12Z")

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Weed.

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**Author:** ![ZipperJJ](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/zipperjj/32/211_2.png) [@ZipperJJ](https://boards.straightdope.com/u/ZipperJJ)\
**Post date:** [February 2, 2016, 6:52pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/3 "2016-02-02T18:52:57Z")

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Down payment on a new car later this year.

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**Author:** ![Finagle](https://avatars.discourse-cdn.com/v4/letter/f/b19c9b/32.png) [@Finagle](https://boards.straightdope.com/u/Finagle)\
**Post date:** [February 2, 2016, 7:05pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/4 "2016-02-02T19:05:23Z")

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> [@gigi](#):
>
> I’m getting $1006 back and it will go into the bank as a payment against future expenses on wen. It sounds dumb I know, but I pay for wen which is obscenely expensive but works for me, and it’s my money… but I do feel guilty. Now I feel less guilty because I will consider myself as spending my refund on it.
> 
> Talk about mundane and pointless. Please tell me you have something more exciting planned for yours!

Wen? You mean[this stuff?](http://www.nbcnews.com/business/business-news/popular-hair-product-line-wen-sued-allegedly-making-women-go-n480276) You might consider asking for a refund on your refund.

I just fling the refund into my savings account – there’s nothing more special about it than the money in my normal paychecks. Thinking otherwise means that it would get spent even more recklessly than usual.

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**Author:** ![MoonMoon](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/moonmoon/32/2959_2.png) [@MoonMoon](https://boards.straightdope.com/u/MoonMoon)\
**Post date:** [February 2, 2016, 7:12pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/5 "2016-02-02T19:12:48Z")

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Your tax refund is still “your money”.

I’m not getting a refund, but if I had $1000 burning a hole in my pocket, I’d get my vehicle fixed.

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**Author:** ![Gatopescado](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/gatopescado/32/5711_2.png) [@Gatopescado](https://boards.straightdope.com/u/Gatopescado)\
**Post date:** [February 2, 2016, 7:13pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/6 "2016-02-02T19:13:07Z")

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Refund? Ain’t seen one of those since Bush was in office.

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**Author:** ![Living\_Well\_Is\_Best\_Revenge](https://avatars.discourse-cdn.com/v4/letter/l/6bbea6/32.png) [@Living\_Well\_Is\_Best\_Revenge](https://boards.straightdope.com/u/Living_Well_Is_Best_Revenge)\
**Post date:** [February 2, 2016, 7:13pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/7 "2016-02-02T19:13:17Z")

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No refund here. I have to pay about $300.

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**Author:** ![Ruken](https://avatars.discourse-cdn.com/v4/letter/r/f475e1/32.png) [@Ruken](https://boards.straightdope.com/u/Ruken)\
**Post date:** [February 2, 2016, 7:14pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/8 "2016-02-02T19:14:58Z")

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Since moving, I haven’t adjusted my withholdings to make sure I owe money each year. If similar to last year, it’ll only be a few hundred. Into the checking account it goes to be forgotten.

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**Author:** ![Asimovian](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/asimovian/32/172_2.png) [@Asimovian](https://boards.straightdope.com/u/Asimovian)\
**Post date:** [February 2, 2016, 7:18pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/9 "2016-02-02T19:18:11Z")

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Assuming it doesn’t get spent on new computers that both of us are on the verge of needing at this point, we own a house which will gladly swallow any extra cash we have lying around.

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**Author:** ![Missy2U](https://avatars.discourse-cdn.com/v4/letter/m/3bc359/32.png) [@Missy2U](https://boards.straightdope.com/u/Missy2U)\
**Post date:** [February 2, 2016, 7:24pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/10 "2016-02-02T19:24:46Z")

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Tires for my van. We’ll see how much I have left after that. A nice meal out might possibly involved as well.

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**Author:** ![Skywatcher](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/skywatcher/32/254_2.png) [@Skywatcher](https://boards.straightdope.com/u/Skywatcher)\
**Post date:** [February 2, 2016, 7:42pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/11 "2016-02-02T19:42:59Z")

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We need to replace the futon with a better one.

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**Author:** ![dracoi](https://avatars.discourse-cdn.com/v4/letter/d/90db22/32.png) [@dracoi](https://boards.straightdope.com/u/dracoi)\
**Post date:** [February 2, 2016, 7:51pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/12 "2016-02-02T19:51:15Z")

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If there’s a refund, it goes back into taxes one way or another - either directly as a prepayment on next year’s income tax, or indirectly by being deposited into an account that’s mostly used for payroll tax payments. That payroll reserve account earns 2% interest, so any extra money sits there until I feel confident taking it out for big expenses, retirement savings, etc.

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**Author:** ![Spiderman](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/spiderman/32/230_2.png) [@Spiderman](https://boards.straightdope.com/u/Spiderman)\
**Post date:** [February 2, 2016, 8:05pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/13 "2016-02-02T20:05:52Z")

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Morally questionable women who will perform nekkid activities in exchange for some of said refund while bringing an ingestible white powdery substance (that ain’t sugar).  
Or spend it on a family member’s life-cycle event.

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**Author:** ![cmkeller](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/cmkeller/32/118_2.png) [@cmkeller](https://boards.straightdope.com/u/cmkeller)\
**Post date:** [February 2, 2016, 8:20pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/14 "2016-02-02T20:20:51Z")

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I use my Federal refund to pay for my state taxes, it usually ends up a wash, or I owe the state some.

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**Author:** ![Telemark](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/telemark/32/372_2.png) [@Telemark](https://boards.straightdope.com/u/Telemark)\
**Post date:** [February 2, 2016, 9:19pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/15 "2016-02-02T21:19:57Z")

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It’s going into the travel fund - Canadian Rockies ski trip next year.

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**Author:** ![FairyChatMom](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/fairychatmom/32/21906_2.png) [@FairyChatMom](https://boards.straightdope.com/u/FairyChatMom)\
**Post date:** [February 2, 2016, 9:26pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/16 "2016-02-02T21:26:01Z")

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We’re getting a little back from that state that’s going against what we’ll have to pay the Feds. I started working again in Sept and apparently I didn’t have enough withheld. I don’t like big refunds - my goal is to be within $100 either way. Not this year, alas… but we’ll be less than $700 out of pocket when all is said and done, so that’s not too terrible.

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**Author:** ![peedin](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/peedin/32/14095_2.png) [@peedin](https://boards.straightdope.com/u/peedin)\
**Post date:** [February 2, 2016, 9:38pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/17 "2016-02-02T21:38:47Z")

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Will pay for my trips to Phoenix and Lexington, KY.

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**Author:** ![Antinor01](https://avatars.discourse-cdn.com/v4/letter/a/ecae2f/32.png) [@Antinor01](https://boards.straightdope.com/u/Antinor01)\
**Post date:** [February 2, 2016, 10:31pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/18 "2016-02-02T22:31:38Z")

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Surviving until I find a new job.

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**Author:** ![Happy\_Lendervedder](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/happy_lendervedder/32/8488_2.png) [@Happy\_Lendervedder](https://boards.straightdope.com/u/Happy_Lendervedder)\
**Post date:** [February 2, 2016, 10:39pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/19 "2016-02-02T22:39:34Z")

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Going toward yard stuff- riding lawn mower, porch repair, sod. Won’t cover it all, but it’ll start.

Buying a house is a money suck.

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**Author:** ![pulykamell](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/pulykamell/32/3166_2.png) [@pulykamell](https://boards.straightdope.com/u/pulykamell)\
**Post date:** [February 3, 2016, 3:15am UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/20 "2016-02-03T03:15:45Z")

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What is this refund you speak of? 🙂 I’ve only gotten one in the last ten or fifteen years (and that’s actually a good thing.)

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