# Plans for your tax refund?

**URL:** <https://boards.straightdope.com/t/plans-for-your-tax-refund/744968>\
**Category:** Miscellaneous and Personal Stuff I Must Share\
**Created:** [February 2, 2016, 6:00pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968 "2016-02-02T18:00:08Z")\
**Posts on this page:** 19\
**Page:** 2

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**Author:** ![Hey\_Hey\_Paula](https://avatars.discourse-cdn.com/v4/letter/h/85e7bf/32.png) [@Hey\_Hey\_Paula](https://boards.straightdope.com/u/Hey_Hey_Paula)\
**Post date:** [February 3, 2016, 3:28am UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/21 "2016-02-03T03:28:50Z")

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I’m not sure if I’m getting one or not. Since 2013, we have a K-1 income form (from his parents’ trust) to deal with. We went to H&R Block for the 2013 return, and had to write a check. For 2014, we used Turbo Tax but something went wrong - we send the IRS a check and later received a refund check with no explanation. Once the K-1 form arrives, I will try to convince the husband that it’s worth paying a professional to do our taxes now.

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**Author:** ![snfaulkner](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/snfaulkner/32/433_2.png) [@snfaulkner](https://boards.straightdope.com/u/snfaulkner)\
**Post date:** [February 3, 2016, 3:57am UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/22 "2016-02-03T03:57:44Z")

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> [@Spiderman](#):
>
> Morally questionable women who will perform nekkid activities in exchange for some of said refund while bringing an ingestible white powdery substance (that ain’t sugar).  
> Or spend it on a family member’s life-cycle event.

Over 2 hours and over 10 posts before this comes up?! The Dope is slipping!😛

To answer the OP, my refund is going to put a dent in previous tax debts for too many years of hookers n blow buying instead of tax paying.

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**Author:** ![Rushgeekgirl](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/rushgeekgirl/32/3715_2.png) [@Rushgeekgirl](https://boards.straightdope.com/u/Rushgeekgirl)\
**Post date:** [February 3, 2016, 4:24am UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/23 "2016-02-03T04:24:59Z")

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We get about 3k for the household thanks to EIC.  
We pay the car insurance for the year, get the car checked out and oil changed and we may need a new tire, and get all the toiletries we’ll need for the year, then new shoes for all three of us. My youngest will get a few skirts and tops and that sort of thing. I’m hoping this year I can get new glasses. Again. Seems my vision gets a little worse every year.

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**Author:** ![gigi](https://avatars.discourse-cdn.com/v4/letter/g/a587f6/32.png) [@gigi](https://boards.straightdope.com/u/gigi)\
**Post date:** [February 3, 2016, 4:50am UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/24 "2016-02-03T04:50:52Z")

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> [@Finagle](#):
>
> Wen? You mean[this stuff?](http://www.nbcnews.com/business/business-news/popular-hair-product-line-wen-sued-allegedly-making-women-go-n480276) You might consider asking for a refund on your refund.

Heh. So far, so good, but I will keep an eye out for bald patches.

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**Author:** ![Ruken](https://avatars.discourse-cdn.com/v4/letter/r/f475e1/32.png) [@Ruken](https://boards.straightdope.com/u/Ruken)\
**Post date:** [February 3, 2016, 4:54am UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/25 "2016-02-03T04:54:05Z")

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> [@snfaulkner](#):
>
> Over 2 hours and over 10 posts before this comes up?! The Dope is slipping!😛

And not even an “on OP’s mom” post.

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**Author:** ![HoneyBadgerDC](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/honeybadgerdc/32/1033_2.png) [@HoneyBadgerDC](https://boards.straightdope.com/u/HoneyBadgerDC)\
**Post date:** [February 3, 2016, 5:01am UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/26 "2016-02-03T05:01:57Z")

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I think I will have to pay about $4,000. Not a happy camper here.

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**Author:** ![Czarcasm](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/czarcasm/32/4050_2.png) [@Czarcasm](https://boards.straightdope.com/u/Czarcasm)\
**Post date:** [February 3, 2016, 3:13pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/27 "2016-02-03T15:13:16Z")

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Well, I just received an unexpected gift of a WorldCon Membership and a small stipend of $500 Monday night(Yay-My first WorldCon!!), but that won’t cover travel to Kansas City _and_ five days in a hotel in August, so that’s where the refund will be going.

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**Author:** ![pulykamell](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/pulykamell/32/3166_2.png) [@pulykamell](https://boards.straightdope.com/u/pulykamell)\
**Post date:** [February 3, 2016, 6:41pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/28 "2016-02-03T18:41:10Z")

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> [@HoneyBadgerDC](#):
>
> I think I will have to pay about $4,000. Not a happy camper here.

Just think of it as an interest-free $4000 loan you got. For me, the ideal situation is to owe as much money to Uncle Sam (well, not “as much money,” but I mean in the sense of underpaying my taxes in a legal manner.) It still stings, psychologically, but a refund means you’ve been overpaying your taxes and essentially giving Uncle Sam an interest-free loan.

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**Author:** ![MareIt](https://avatars.discourse-cdn.com/v4/letter/m/ea666f/32.png) [@MareIt](https://boards.straightdope.com/u/MareIt)\
**Post date:** [February 4, 2016, 2:00am UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/29 "2016-02-04T02:00:47Z")

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Reducing my revolving debt balance.

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**Author:** ![actualliberalnotoneofthose](https://avatars.discourse-cdn.com/v4/letter/a/e79b87/32.png) [@actualliberalnotoneofthose](https://boards.straightdope.com/u/actualliberalnotoneofthose)\
**Post date:** [February 4, 2016, 10:06am UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/30 "2016-02-04T10:06:22Z")

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I’m about 1 month behind on all my utilities and I am using several outdated pieces of (necessary) technology. I am getting a refund, which I will use toward those things and to allow myself to temporarily reduce my income this month and make some business purchases.

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**Author:** ![BeeGee](https://avatars.discourse-cdn.com/v4/letter/b/b5a626/32.png) [@BeeGee](https://boards.straightdope.com/u/BeeGee)\
**Post date:** [February 4, 2016, 11:29am UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/31 "2016-02-04T11:29:50Z")

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Straight to the dentist.

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**Author:** ![GuanoLad](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/guanolad/32/42_2.png) [@GuanoLad](https://boards.straightdope.com/u/GuanoLad)\
**Post date:** [February 4, 2016, 1:08pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/32 "2016-02-04T13:08:24Z")

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I have never had a tax refund.

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**Author:** ![bb49](https://avatars.discourse-cdn.com/v4/letter/b/b38774/32.png) [@bb49](https://boards.straightdope.com/u/bb49)\
**Post date:** [February 6, 2016, 4:46am UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/33 "2016-02-06T04:46:44Z")

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I damn well better be right with the dry run I did on mine, 'cause the the wife and I are spending it right now.  
Five star all-inclusive just north of Puerto Vallarta.  
If my numbers are wrong,…  
I don’t want to think about the consequences.:smack:

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**Author:** ![panache45](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/panache45/32/64_2.png) [@panache45](https://boards.straightdope.com/u/panache45)\
**Post date:** [February 6, 2016, 5:28am UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/34 "2016-02-06T05:28:37Z")

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Nothing owed, no refund, since I’ve been on Social Security.

But I have to get a new car this year.

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**Author:** ![Mean\_Mr.Mustard](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/mean_mr.mustard/32/3865_2.png) [@Mean\_Mr.Mustard](https://boards.straightdope.com/u/Mean_Mr.Mustard)\
**Post date:** [February 9, 2016, 11:38am UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/35 "2016-02-09T11:38:27Z")

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$3500 will go to a new furnace.

Which I am actually pretty excited about.  
mmm

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**Author:** ![Ace309](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/ace309/32/1050_2.png) [@Ace309](https://boards.straightdope.com/u/Ace309)\
**Post date:** [February 9, 2016, 12:10pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/36 "2016-02-09T12:10:41Z")

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We’ll probably owe about $1500 because I worked three jobs last year and didn’t adequately tweak my withholdings - for one of my adjunct gigs, I made about $7000 and only had about $450 withheld. Fortunately, we’ve known this was coming. If any money does flow toward us, it’ll go toward paying off my car, then next year’s Mets tickets.

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**Author:** ![not\_what\_you\_d\_expect](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/not_what_you_d_expect/32/3246_2.png) [@not\_what\_you\_d\_expect](https://boards.straightdope.com/u/not_what_you_d_expect)\
**Post date:** [February 9, 2016, 12:22pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/37 "2016-02-09T12:22:08Z")

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I don’t know if I’m getting a refund or not yet, but if I do, it’ll just go towards home improvements.

I had to pay $4000.00 last year thanks to the ACA and Covered California. It takes them so long to make changes to your income, it’s easy to receive too much subsidy that then has to be repaid.

There’s no way I’ll get enough to do all the things I need to do around this house though.

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**Author:** ![SeaDragonTattoo](https://avatars.discourse-cdn.com/v4/letter/s/df705f/32.png) [@SeaDragonTattoo](https://boards.straightdope.com/u/SeaDragonTattoo)\
**Post date:** [February 9, 2016, 12:25pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/38 "2016-02-09T12:25:04Z")

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I have a small list. Priorities are: 1- pay final physical therapy bill, 2- new glasses due to Rx change, 3- dentist (60% of which I’ll get back from insurance). Next things on the list are a little shopping, a couple pairs of shoes and two retinol products for my face that are really working and will need refilling soon.

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**Author:** ![Kimballkid](https://avatars.discourse-cdn.com/v4/letter/k/b5a626/32.png) [@Kimballkid](https://boards.straightdope.com/u/Kimballkid)\
**Post date:** [February 9, 2016, 5:34pm UTC](https://boards.straightdope.com/t/plans-for-your-tax-refund/744968/39 "2016-02-09T17:34:52Z")

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Back into savings to cover what I had to take out for car repairs.

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