Ok, so it’s only medical attention that is also the subject of a worker’s comp claim or other type of injury claim that ends up in this database? So if I, say, broke my wrist at home and went to the ER to have it treated and they charged my medical insurance provider there would be no trace, but if it happened on the job, or at a neighbor’s house and I filed a worker’s comp claim, or a claim payable by the neighbor’s homeowners insurance, respectively, it would be there. Am I understanding this correctly? Sorry, I know this is a bit of a hijack.
Can any person get a copy of someones divorce settlement?
Depends on state laws; when and where did the divorce take place?
Yes and no. In some cases the records are sealed.
http://www.granberglaw.com/wp-content/uploads/2012/07/protecting_client_privacy_divorce.pdf
It can be any claim the person signed a waiver to. All of those waivers have line items as to who can be informed.
But it’s pretty hard to collect on a claim telling the insurance company they have no right to know anything about the injury or treatment.
Colorado and Nebraska
That would not happen in the UK. Police would not do anything except record the ‘misper’. They take the view that if an adult want’s to go missing, it is not their job to find them. The only way they would take any notice is if there was suspected foul play.
The go-to organisation for finding missing relatives here is the Salvation Army.
Nearly all of these databases are simply aggregations of public records. Voter registration forms are public record as a general rule, so almost anyone can get your address and other information from those. Driver’s licenses are public record. Property deeds and tax documents are public record.
The trick is that very few of these sources are made searchable online by the government agencies that hold them, and even those that are will not all be in one place. However, if you sign up for LexisNexis public records access you can find almost any piece of information that a licensed investigator can.*
The one thing it won’t tell you is somebody’s SSN, other than the last four digits. You can search for people by SSN, and confirm one you already know that way, but it doesn’t work in reverse.
I’m a civil defense attorney, and one of the first things we do on every new file is request a search of prior claims. The primary source for such things nowadays is ISO, which is essentially a large database that aggregates casualty and property insurance claims.
Without going into great detail, the claims that will be reported to ISO are basically any in which an injury report is filed with an insurer or third party claims administrator, but also some claims that do not involve injuries. For example, a motor vehicle accident in which a property damage claim is filed will be reported, even if the subject of the search is not the person reporting the property damage. The sort of information provided by ISO depends on the type of claim and the jurisdiction where it was reported, but will nearly always include the date of loss, location, the names of the claimants and other involved parties, the name of the reporting insurer, the name of the insured (if not a directly involved party) and a very brief description of the accident or injuries.
The distinction between ISO and the public record databases is that most claim reports are not public record. ISO records are provided by insurers for the benefit of other insurers, though in theory anyone can request a search.
*You’d have to have “permissible uses” for the purposes of the already-mentioned DPPA and the Gramm-Leach-Biley Act (GLBA), or you would be violating federal law - though you are free to look yourself up.
Basically the trick is that anyone CAN sign up for Lexis-Nexis, but few private citizens have a need to spend that kind of cash for that kind of service.
From what I understand, the main users aren’t PIs, but rather lawyers/law firms. Back when she was a practicing attorney, I had my wife track down a buddy of mine from childhood who I’d lost contact with, and it took her like 5 minutes, while I’d had no luck on free sites after about an hour and a half.
True, but as I mentioned, call your local college and check with the main branch of their library. 99% of the time, they have free access to Lexis-Nexis for anyone who walks in (even if they aren’t students). You should probably call in advance, however, since some only subscribe to the Nexis half, which is just publications, trade journal, and reference searches. Any campus with a law school will have the whole service. Your public library in a larger city may offer it as well.
None of them will have free access to the public records search portion (though law school students get that for free with their own LexisNexis student accounts).