I frequently acknowledge my privilege and my luck (it’s up there next to my name). Much of what I have achieved would not have been as easy without those factors. But they would not have been impossible either, if I had the will and tenacity to achieve them. Because I don’t count my possession of native abilities as inherently unfair.
Each person’s work life and the rewards therefrom are the result of a large number of factors including personal abilities, personal actions and decisions, and external influences, the combination of which is unique to each person. That is what I take the phrase “life isn’t fair” to mean in the context of this thread.
This does not mean that I am opposed to reform of the social security system, either its collection of payments from workers, nor its payouts to retirees. But I do think the OP’s stated goal is, at best, impractical.