# Roth 401k question **URL:** \ **Category:** In My Humble Opinion\ **Created:** [July 12, 2019, 12:02pm UTC](https://boards.straightdope.com/t/roth-401k-question/836964 "2019-07-12T12:02:04Z")\ **Posts on this page:** 3\ **Page:** 3
**Author:** ![Munch](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/munch/32/5281_2.png) [@Munch](https://boards.straightdope.com/u/Munch)\ **Post date:** [August 3, 2019, 1:56am UTC](https://boards.straightdope.com/t/roth-401k-question/836964/41 "2019-08-03T01:56:14Z")
Please note there are income limits that prevent contributions to a Roth. If you’re single, that limit is $137,000. If you’re married, it’s $203,000. (There are middle cases - so if you’re close, you should look it up.) ---
**Author:** ![Mama\_Zappa](https://avatars.discourse-cdn.com/v4/letter/m/71e660/32.png) [@Mama\_Zappa](https://boards.straightdope.com/u/Mama_Zappa)\ **Post date:** [August 6, 2019, 4:26am UTC](https://boards.straightdope.com/t/roth-401k-question/836964/42 "2019-08-06T04:26:59Z")
> [@Munch](#): > > Please note there are income limits that prevent contributions to a Roth. If you’re single, that limit is $137,000. If you’re married, it’s $203,000. (There are middle cases - so if you’re close, you should look it up.) That only applies for Roth IRAs. A Roth 401(k) does not have any income limits. [A good article on the topic.](https://www.nerdwallet.com/blog/investing/roth-401k/) ---
**Author:** ![Munch](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/munch/32/5281_2.png) [@Munch](https://boards.straightdope.com/u/Munch)\ **Post date:** [August 6, 2019, 4:26pm UTC](https://boards.straightdope.com/t/roth-401k-question/836964/43 "2019-08-06T16:26:08Z")
Thanks for pointing that out - I usually refer to Aroth IRA as “a Roth”, and a 401k with a Roth option as just that. [Previous page](https://boards.straightdope.com/t/roth-401k-question/836964.md?page=2)