# Season of the Kvetch (October mini-rants)

**URL:** <https://boards.straightdope.com/t/season-of-the-kvetch-october-mini-rants/1023563>\
**Category:** The BBQ Pit\
**Tags:** monthly-mini-rant\
**Created:** [October 1, 2025, 1:25pm UTC](https://boards.straightdope.com/t/season-of-the-kvetch-october-mini-rants/1023563 "2025-10-01T13:25:36Z")\
**Posts on this page:** 1\
**Showing post:** 172

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**Author:** ![icon](https://avatars.discourse-cdn.com/v4/letter/i/c6cbf5/32.png) [@icon](https://boards.straightdope.com/u/icon)\
**Post date:** [October 16, 2025, 2:23pm UTC](https://boards.straightdope.com/t/season-of-the-kvetch-october-mini-rants/1023563/172 "2025-10-16T14:23:54Z")

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> [@LSLGuy](#):
>
> This was a new non-promotional purchase on a card with an existing zero balance from inception. The terms on ordinary new purchases, existing balance or no, are that interest is charged daily, period. That was new to me.

Yeah, that is unusual. I don’t think I have ever had a credit card that worked that way, other than in the situation I described above, and I have had (and still have) many. I guess I was confused when you said you transferred a 0 balance which I thought meant a 0% balance. For me it would be grounds to immediately cancel the card, which I am generally loath to do since doing so means the amount of unused credit goes down which means your credit score does as well.

`//i\\`

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