# Should I get an HSA (Health Savings Account)

**URL:** <https://boards.straightdope.com/t/should-i-get-an-hsa-health-savings-account/923700>\
**Category:** In My Humble Opinion\
**Created:** [October 23, 2020, 6:07pm UTC](https://boards.straightdope.com/t/should-i-get-an-hsa-health-savings-account/923700 "2020-10-23T18:07:54Z")\
**Posts on this page:** 1\
**Showing post:** 14

<div class="post-metadata">

**Author:** ![LSLGuy](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/lslguy/32/5813_2.png) [@LSLGuy](https://boards.straightdope.com/u/LSLGuy)\
**Post date:** [October 24, 2020, 3:23pm UTC](https://boards.straightdope.com/t/should-i-get-an-hsa-health-savings-account/923700/14 "2020-10-24T15:23:31Z")

</div>

Late add:

The bottom line being the true worst case isn’t that different between our plans. But for the medium-good case the HDHP may be the more expensive when your yearly total outlay ends up close to the deductible, either just over or just under. But that’s a smaller absolute number and may be easier to withstand if you have an unlucky year.

---

_[View the full topic](https://boards.straightdope.com/t/should-i-get-an-hsa-health-savings-account/923700)._