You’re not doing it right.
Regards,
Shodan
I pay all my bills and put some of my pay in savings. Then I take the rest out in cash. This is my food, gas, entertainment, etc. money. I don’t record what I spend it on. When it’s gone, hopefully it’s payday time again.
You record the initial withdrawal of cash, and your account is then balanced. You don’t need to further record what you spent the cash on, that’s the beauty of cash.
I just wish the cashiers would quit trying to give me the bills first and then pile the coins on top of them. It’s awkward, as the coins tend to slide around on the paper, and then i have to use two hands to pocket the stuff. Gimme the coins first, with the bills on top, please!!
To those who say “it’s always been that way”, no, it hasn’t! Cashiers used to count back the change to customers, starting with the coins. The old registers didn’t tell how much change to give, only the total to charge.
And that’s how I learned to be so fast with change. I don’t count it out, I just “see” the correct amount to give. When I was a teenager, I worked a cash register at a fast food drive through. I got very fast and very accurate. The skill has stuck with me.
My workplace cafeteria is cash only. The vendors at the football and basketball games I attend are some cash and some debit/credit. It’s easy to overspend at these places so I take out the amount of cash I intend to spend at work for the week or how much I intend to spend at the game. When it’s gone, I’m done. Also, there are vendors who choose to use those smartphone card swipers that are not always reliable.
Everybody hates me anyway. Who cares?
Where, in a place that times cashiers, have you found that they hire people who can do simple math?
I just love to overpay to get back what I need for the car wash or some such.
If you want speed in the those kinds of stores, what are doing the regular lines? They have these things called express … er … oh wait, the customers ignore that, where are all these so very concerned customers who care about the poor timed cashiers again?
No, no. It is about their time, how mad they are about me being too slow.
Lack of tolerance from someone does not make me hurry for them.
PPPP* from others is not an emergency on my part.
We need more lanes marked, ‘For Superior People.’
- ( PPPP ) Piss Poor Pryor Planning
Quarters go so fast. When I was a cashier, I didn’t really care if people wanted to pay with change. I didn’t care for 67 cents in pennies but if you wanted to replenish my quarter supply, I wasn’t going to stop you.
Depending how compulsive you are about tracking your assets, you may want to have your bank balance plus your cash on hand balance to the penny, along with a record of your expenses to the penny. With receipts corresponding to those expenses. When you withdraw cash, your bank balance goes down, cash on hand goes up. Until you spend some of the cash and record the expenses.
I’m not one of those people but I can see the charm and used to try to do this.
I swear my Mom underwent a kind of emotional abuse because she had to ask my father for money, and she was so scared of not returning home with exactly the right change and receipts to back up what she had bought. To the penny.
That’s only one problem though. Last spring I, along with 800,000 of my fellow shoppers, had our card info stolen. First there was the call from the CC company asking me if I’d been to an Indian gaming casino 1,600 miles from my house. (No, I hadn’t.) Then there was the hassle of waiting a week or so for a new card to arrive, monitoring the credit card site every day to make sure there were no new charges that I would have to call the company and have renewed, setting up a new PIN, trying to forget my old PIN, etc.
If I can minimize the chances of that happening to me again, or minimize the inconvenience if it does happen again, why wouldn’t I want to pay cash and save the plastic for large purchases, online shopping and the other times when it makes more sense?
Having worked in a few small places with no big change stash, I always like the people who pay in change (okay not piles of pennies when there’s a queue). Yes, what’s in the till can run out, and then someone has to go get more- in one place I worked that meant someone taking a 30 minute round trip into town, which was not going to happen until we’d tried shaking down all the staff (and any friendly customers) for coppers, having already switched out all the coins from the charity jar. People often say they don’t care about the change, but if you try telling them you’re not giving it them, Bad Things happen.
So yes, I always pay in exact change if I know I have it. I don’t take more than a few seconds extra- having worked somewhere with a till that did not work out change I’m quick at counting it.
I got caught up in the recent Target debacle. I had made a purchase on my debit card during the time that the information got hacked.
I called my bank and they assured me that I was not responsible for any fraudulent charges—which there were none of—and told me it probably wasn’t necessary to get a new card. I decided to be cautious anyway and get a replaced my old card with a new one.
I’m afraid this kind of thing will just become the new normal.
As evidenced by the recent hacking of information from this website.