# So, tomorrow it is all over

**URL:** <https://boards.straightdope.com/t/so-tomorrow-it-is-all-over/396694>\
**Category:** Miscellaneous and Personal Stuff I Must Share\
**Created:** [March 20, 2007, 9:22am UTC](https://boards.straightdope.com/t/so-tomorrow-it-is-all-over/396694 "2007-03-20T09:22:34Z")\
**Posts on this page:** 7\
**Page:** 2

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**Author:** ![Kythereia](https://avatars.discourse-cdn.com/v4/letter/k/e8c25b/32.png) [@Kythereia](https://boards.straightdope.com/u/Kythereia)\
**Post date:** [March 21, 2007, 3:53am UTC](https://boards.straightdope.com/t/so-tomorrow-it-is-all-over/396694/21 "2007-03-21T03:53:24Z")

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[QUOTE=Cicero]  
Guess I’ll have more time to plague the boards.  
[/QUOTE]

Awesome. 😃 Congratulations!

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**Author:** ![LurkMeister](https://avatars.discourse-cdn.com/v4/letter/l/3da27b/32.png) [@LurkMeister](https://boards.straightdope.com/u/LurkMeister)\
**Post date:** [March 21, 2007, 1:54pm UTC](https://boards.straightdope.com/t/so-tomorrow-it-is-all-over/396694/22 "2007-03-21T13:54:33Z")

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[QUOTE=Sophistry and Illusion]  
How the hell can anyone afford to retire in their early 50s? What financial mistakes have I made in my life that this is impossible for me (I mean, besides getting a PhD in philosophy)?  
[/QUOTE]

I can’t speak for the OP, but in my case it was 30 years working for the federal government, which entitled me to an immediate pension with lifetime health care coverage. A few lifestyle changes because my pension is significantly less than my salary, but being recently widowed with no kids means minimal financial responsibilities. Investing in a 401(k) plan through payroll deductions and putting money into IRAs gives me some money I can start withdrawing a little later. I’m looking into part-time work in my new location, or possibly some sort of home-based business.

My needs are simple…I’ve got a library of unread books & unwatched DVDs that I’m slowly working my way through. I’m not planning any extensive traveling, but I have a few interests that I never had time to pursue before.

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**Author:** ![Cicero](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/cicero/32/3594_2.png) [@Cicero](https://boards.straightdope.com/u/Cicero)\
**Post date:** [March 21, 2007, 9:15pm UTC](https://boards.straightdope.com/t/so-tomorrow-it-is-all-over/396694/23 "2007-03-21T21:15:37Z")

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[QUOTE=glee]  
I could retire completely this year (I’m also 53), but am aiming to work part-time as I like teaching.

Of course you can hear more about this if you can make the proposed Vegas Dopefest in August! 😉  
[/QUOTE]

What a greta idea! I was thinking of going to the states in October and wanted to visit Las Vegas (I’ve never been to the USA)- maybe I could combine the two. Thanks for the thought.

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**Author:** ![Cat\_Whisperer](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/cat_whisperer/32/4839_2.png) [@Cat\_Whisperer](https://boards.straightdope.com/u/Cat_Whisperer)\
**Post date:** [March 21, 2007, 9:25pm UTC](https://boards.straightdope.com/t/so-tomorrow-it-is-all-over/396694/24 "2007-03-21T21:25:27Z")

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Las Vegas in August? Are you sure that won’t be a bit chilly for you, **Cicero**? 😃

My husband and I are on the Freedom 95 plan. Honestly, I don’t think I will ever have the luxury of a paid, pleasant retirement.

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**Author:** ![Quartz](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/quartz/32/267_2.png) [@Quartz](https://boards.straightdope.com/u/Quartz)\
**Post date:** [March 21, 2007, 10:06pm UTC](https://boards.straightdope.com/t/so-tomorrow-it-is-all-over/396694/25 "2007-03-21T22:06:29Z")

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I don’t expect to retire until my late 60s. And then I’ll take a part time job somewhere.

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**Author:** ![kittenblue](https://avatars.discourse-cdn.com/v4/letter/k/ba8739/32.png) [@kittenblue](https://boards.straightdope.com/u/kittenblue)\
**Post date:** [March 22, 2007, 1:59am UTC](https://boards.straightdope.com/t/so-tomorrow-it-is-all-over/396694/26 "2007-03-22T01:59:33Z")

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Since my entire net worth at this moment, at age 50, is less than $10 (and that is counting the coins at the bottom of my purse), I will be saying “you want fries with that?” when I am well into my eighties. Thank God I don’t have to say it now, but give it a couple weeks if people don’t start spending money where I work.

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**Author:** ![Cicero](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/cicero/32/3594_2.png) [@Cicero](https://boards.straightdope.com/u/Cicero)\
**Post date:** [March 22, 2007, 3:31am UTC](https://boards.straightdope.com/t/so-tomorrow-it-is-all-over/396694/27 "2007-03-22T03:31:11Z")

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[QUOTE=Sophistry and Illusion]  
How the hell can anyone afford to retire in their early 50s? What financial mistakes have I made in my life that this is impossible for me (I mean, besides getting a PhD in philosophy)?  
[/QUOTE]

Been a public servant for close on 40 years- and have had superannuation all that time. I’m actually on Long Service Leave for 12 months plus a bit more leave. I’m fortunate in that I can access my super at 55- the age has since been raised. I’ll never be rich, but I don’t expect to be broke either.

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