# Someone hacked my checking account. **URL:** \ **Category:** Miscellaneous and Personal Stuff I Must Share\ **Created:** [June 7, 2019, 9:45pm UTC](https://boards.straightdope.com/t/someone-hacked-my-checking-account/835187 "2019-06-07T21:45:12Z")\ **Posts on this page:** 8\ **Page:** 1
**Author:** ![panache45](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/panache45/32/64_2.png) [@panache45](https://boards.straightdope.com/u/panache45)\ **Post date:** [June 7, 2019, 9:45pm UTC](https://boards.straightdope.com/t/someone-hacked-my-checking-account/835187/1 "2019-06-07T21:45:12Z")
I noticed on my online statement that a transfer of $77 had been made to Paypal on May 31. I knew it was bogus, since I hadn’t made a Paypal purchase since early April, and it was much less than $77. So I called Paypal, and they confirmed that they had no transfer on record. So today I had to go to my bank, close my account and open a new one. Now I have to have new checks made and notify everyone of the new number. What a PitA. I wonder how many people don’t even notice a bogus transaction like this. If they do it enough times it could add up to real money. ---
**Author:** ![silenus](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/silenus/32/166_2.png) [@silenus](https://boards.straightdope.com/u/silenus)\ **Post date:** [June 7, 2019, 9:51pm UTC](https://boards.straightdope.com/t/someone-hacked-my-checking-account/835187/2 "2019-06-07T21:51:17Z")
Checks? They still make those? People still _use_ those? Sucks you were hacked, though. ---
**Author:** ![beowulff](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/beowulff/32/542_2.png) [@beowulff](https://boards.straightdope.com/u/beowulff)\ **Post date:** [June 7, 2019, 9:54pm UTC](https://boards.straightdope.com/t/someone-hacked-my-checking-account/835187/3 "2019-06-07T21:54:49Z")
Why do your think it was your checking account and not your PayPal account that was compromised? ---
**Author:** ![Joey\_P](https://avatars.discourse-cdn.com/v4/letter/j/919ad9/32.png) [@Joey\_P](https://boards.straightdope.com/u/Joey_P)\ **Post date:** [June 7, 2019, 10:46pm UTC](https://boards.straightdope.com/t/someone-hacked-my-checking-account/835187/4 "2019-06-07T22:46:55Z")
> [@beowulff](#): > > Why do your think it was your checking account and not your PayPal account that was compromised? Because there was no activity on their paypal account. Someone, I’m guessing, set up a way to transfer money out of checking accounts using the name ‘Pay Pal’, or something reasonably close to it. ---
**Author:** ![Spiderman](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/spiderman/32/230_2.png) [@Spiderman](https://boards.straightdope.com/u/Spiderman)\ **Post date:** [June 7, 2019, 11:10pm UTC](https://boards.straightdope.com/t/someone-hacked-my-checking-account/835187/5 "2019-06-07T23:10:22Z")
> [@panache45](#): > > So today I had to go to my bank, close my account and open a new one. Now I have to have new checks made and notify everyone of the new number. What a PitA. Too late for this advice for you, but that was probably overkill, & if your bank suggested that, I’d bitch them out. All you had to do was state that the txn wasn’t yours. Reg E is _very_ consumer friendly & the ACH rules would require them to show proof that the txn should have come to your bank acct; if not, it would have been reversed. Assuming it’s a legit PayPal acct, depending upon how old it is (could have been there for a while, just never used) it could be a typo but managed to get your, legitimate bank account. Assuming that the other side was PayPal, they’d shut the offender’s account down. However, if it was some bank’s customer trying to spoof PayPal, the acct would be closed & the appropriate authorities contacted as that would warrant a [SAR](https://www.ffiec.gov/bsa_aml_infobase/pages_manual/olm_015.htm) filing. ---
**Author:** ![Joey\_P](https://avatars.discourse-cdn.com/v4/letter/j/919ad9/32.png) [@Joey\_P](https://boards.straightdope.com/u/Joey_P)\ **Post date:** [June 7, 2019, 11:24pm UTC](https://boards.straightdope.com/t/someone-hacked-my-checking-account/835187/6 "2019-06-07T23:24:17Z")
> [@Spiderman](#): > > Too late for this advice for you, but that was probably overkill, & if your bank suggested that, I’d bitch them out. You mean closing and reopening the account was overkill? Why? If one person got your checking account number, it’s entirely possibly others have it, or can get/buy it as well. If it was me, I’d be less concerned about what happens to the person that took my money and more concerned that it would continue happening so long as I’m using a number that I know has been compromised. ---
**Author:** ![PastTense](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/pasttense/32/14550_2.png) [@PastTense](https://boards.straightdope.com/u/PastTense)\ **Post date:** [June 7, 2019, 11:48pm UTC](https://boards.straightdope.com/t/someone-hacked-my-checking-account/835187/7 "2019-06-07T23:48:08Z")
Everyone you write a check to has your checking account number. ---
**Author:** ![Slash1972](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/slash1972/32/6461_2.png) [@Slash1972](https://boards.straightdope.com/u/Slash1972)\ **Post date:** [June 8, 2019, 1:24am UTC](https://boards.straightdope.com/t/someone-hacked-my-checking-account/835187/8 "2019-06-08T01:24:18Z")
> [@PastTense](#): > > Everyone you write a check to has your checking account number. This. And any administrator of any online site that you entered your account number has your account number.