Someone is trying to take money from my checking account. Help.

Your best bet is to start with the bank and change your bank account - I know you wanted to avoid that, but this account is seriously compromised now - close the account and keep your ass covered. Your next stop is the police - she needs to be charged with theft/fraud.

I once had a bank account cleaned out by what I assumed was my rental agent at my apartment - they had a copy of my monthly cheque, complete with signature, and they knew how much money would be in my account and when. The bank was very helpful when I signed a sworn statement that the person who had withdrawn the money wasn’t me - she had forged my signature (but not very well - we could tell it wasn’t me, but close enough for a casual glance). Uh, I think I started this story with a point - look after your bank accounts.

Since you know the insurance company and this person’s name, I’d call the company and report what’s going on. Do this after you notify your bank and make a police report, though.