# Sorting through Medicare: what a fucking pain in the motherfucking ass

**URL:** <https://boards.straightdope.com/t/sorting-through-medicare-what-a-fucking-pain-in-the-motherfucking-ass/1030437>\
**Category:** The BBQ Pit\
**Created:** [May 27, 2026, 9:29pm UTC](https://boards.straightdope.com/t/sorting-through-medicare-what-a-fucking-pain-in-the-motherfucking-ass/1030437 "2026-05-27T21:29:45Z")\
**Posts on this page:** 1\
**Showing post:** 45

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**Author:** ![LSLGuy](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/lslguy/32/5813_2.png) [@LSLGuy](https://boards.straightdope.com/u/LSLGuy)\
**Post date:** [June 8, 2026, 12:40pm UTC](https://boards.straightdope.com/t/sorting-through-medicare-what-a-fucking-pain-in-the-motherfucking-ass/1030437/45 "2026-06-08T12:40:29Z")

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I hoped nobody would ask. My keyboard broke so I’m pecking at an on-screen keyboard until my replacement arrives tonight. See here and expand the hidden part:

> [@Countdown to retirement](https://boards.straightdope.com/t/countdown-to-retirement/981653/970):
>
> Here’s a vexing story about IRMAA that is a cautionary tale for everyone approaching their own retirement. Since we each only really retire once, we never get very good at it. So one person’s experience navigating the transition can be useful for others. play_button Explanation of IRMAA for those who don't know what it is and how it works ... Now comes the vexing tale. Well, I retired towards the end of 2023. My 2021, 2022, and part-year 2023 taxable income (mostly W2) and married status put me in a h…

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