# State Taxing of IRA Withdrawls

**URL:** <https://boards.straightdope.com/t/state-taxing-of-ira-withdrawls/937949>\
**Category:** Factual Questions\
**Created:** [March 15, 2021, 6:51pm UTC](https://boards.straightdope.com/t/state-taxing-of-ira-withdrawls/937949 "2021-03-15T18:51:33Z")\
**Posts on this page:** 7\
**Page:** 1

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**Author:** ![19USMC69](https://avatars.discourse-cdn.com/v4/letter/1/ac91a4/32.png) [@19USMC69](https://boards.straightdope.com/u/19USMC69)\
**Post date:** [March 15, 2021, 6:51pm UTC](https://boards.straightdope.com/t/state-taxing-of-ira-withdrawls/937949/1 "2021-03-15T18:51:33Z")

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Are there any States that do not tax IRA withdrawls?

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**Author:** ![Procrustus](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/procrustus/32/2994_2.png) [@Procrustus](https://boards.straightdope.com/u/Procrustus)\
**Post date:** [March 15, 2021, 6:53pm UTC](https://boards.straightdope.com/t/state-taxing-of-ira-withdrawls/937949/2 "2021-03-15T18:53:14Z")

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States with no income tax, like Washington

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**Author:** ![MindsEye\_Watering](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/mindseye_watering/32/3619_2.png) [@MindsEye\_Watering](https://boards.straightdope.com/u/MindsEye_Watering)\
**Post date:** [March 15, 2021, 10:20pm UTC](https://boards.straightdope.com/t/state-taxing-of-ira-withdrawls/937949/3 "2021-03-15T22:20:48Z")

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Georgia does not tax IRA or Social Security income. Military Retirement has no state tax past 65 years old or so.

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**Author:** ![erysichthon](https://avatars.discourse-cdn.com/v4/letter/e/d07c76/32.png) [@erysichthon](https://boards.straightdope.com/u/erysichthon)\
**Post date:** [March 15, 2021, 10:23pm UTC](https://boards.straightdope.com/t/state-taxing-of-ira-withdrawls/937949/4 "2021-03-15T22:23:46Z")

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> **[12 States That Won’t Tax Your Retirement Distributions](https://www.aarp.org/money/taxes/info-2023/states-that-do-not-tax-your-retirement-distributions.html)**
>
> Every penny from your 401(k), IRA, pension and Social Security counts when you’re retired

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<div class="post-metadata">

**Author:** ![19USMC69](https://avatars.discourse-cdn.com/v4/letter/1/ac91a4/32.png) [@19USMC69](https://boards.straightdope.com/u/19USMC69)\
**Post date:** [March 16, 2021, 2:33am UTC](https://boards.straightdope.com/t/state-taxing-of-ira-withdrawls/937949/5 "2021-03-16T02:33:35Z")

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Thanks.

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**Author:** ![thelurkinghorror](https://avatars.discourse-cdn.com/v4/letter/t/7c8e57/32.png) [@thelurkinghorror](https://boards.straightdope.com/u/thelurkinghorror)\
**Post date:** [March 16, 2021, 9:07pm UTC](https://boards.straightdope.com/t/state-taxing-of-ira-withdrawls/937949/6 "2021-03-16T21:07:26Z")

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California will even charge you extra for early withdrawals. 2.5% on top of the federal 10%. SIMPLE plans are a stunning 25% + 6% if done in the first two years.

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**Author:** ![19USMC69](https://avatars.discourse-cdn.com/v4/letter/1/ac91a4/32.png) [@19USMC69](https://boards.straightdope.com/u/19USMC69)\
**Post date:** [March 17, 2021, 1:44am UTC](https://boards.straightdope.com/t/state-taxing-of-ira-withdrawls/937949/7 "2021-03-17T01:44:35Z")

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And California wonders why we’re leaving.