# Student Loan Consolidation - Easiest Way?

**URL:** <https://boards.straightdope.com/t/student-loan-consolidation-easiest-way/261732>\
**Category:** In My Humble Opinion\
**Created:** [August 27, 2004, 3:12am UTC](https://boards.straightdope.com/t/student-loan-consolidation-easiest-way/261732 "2004-08-27T03:12:24Z")\
**Posts on this page:** 1\
**Page:** 1

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**Author:** ![AntaresJB](https://avatars.discourse-cdn.com/v4/letter/a/c2a13f/32.png) [@AntaresJB](https://boards.straightdope.com/u/AntaresJB)\
**Post date:** [August 27, 2004, 3:12am UTC](https://boards.straightdope.com/t/student-loan-consolidation-easiest-way/261732/1 "2004-08-27T03:12:24Z")

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I just graduated from college in May, and I’ve got about $13000 in subsidized and unsubsidized Federal Stafford student loans. I’d like to do the consolidation thing and squash them into one reasonable monthly payment with one of those super-low-interest-rates they’ve been talking about lately. I’ve gotten all sorts of stuff in the mail wih phone numbers and interest numbers and payment numbers and all that, and I’m a little overwhelmed. Can someone tell me the best, cheapest, easiest way to handle all this, preferably online because I hate doing things over the phone? Any other advice would be appreciated as well. Thanks! 🙂