[QUOTE=Acid Lamp]
The only people that i’ve met who are satisfied with the current system are either those who profit from it, or are affluent enough to hold a very comprehensive private policy.
We barely make ends meet right now, and yet my premiums continue to rise despite the fact that I have not been to the doctor in four years other than my free “wellness checkups”. I used my coverage exactly twice in that period, both for prescription meds that My Uncle who is a MD called in for me.
I basically piss away over 200.00 a month just in case I get into some horrible accident. Nashiitashii is uninsured. We can’t afford to get her a private policy. Her employer on offers benefits to full-timers, and they are talking about repealing those due to cost.
UHC? Bring it on.
[/QUOTE]
Why is government health care the answer to this problem? I am always amazed at people who are dissatisfied with our current system and automatically assume that because what we have now doesn’t work that means we need to go to a government-payer system. Why? What we have now is 50% funded by the government with the other 50% either distorted through government subsidies (for employer-paid insurance) or heavily regulated by federal and state governments. We have quasi-socialist health care now and the govenrnment distortions, to me, are what are causing most of our problems.
I agree, Acid, that your insurance situation sucks. I’m in the same boat. We’re pissing away our money, too. In fact, my wife and I had to go through some medical stuff recently that was expensive but not covered by insurance. So we got doubly screwed – the money paid to insurance went down the tube and we had to pay out-of-pocket for the stuff we needed.
A better solution, to me, is giving consumers more control over their health care dollars. Moving towards true health insurance (where insurance pays for high-cost, low-probability events, just like other insurance) would lower the price of it dramatically. Then having tax-free savings accounts to pay for other medical expenses.
I want to be in control of my health insurance, but it doesn’t make any economic sense for me to do that today due to stupid tax laws and stupid government regulations. I fail to see how more government involvement in this area would help people in our situation.