# Taking a large check from a service member:  Good or bad idea?

**URL:** <https://boards.straightdope.com/t/taking-a-large-check-from-a-service-member-good-or-bad-idea/834741>\
**Category:** In My Humble Opinion\
**Created:** [May 29, 2019, 10:27pm UTC](https://boards.straightdope.com/t/taking-a-large-check-from-a-service-member-good-or-bad-idea/834741 "2019-05-29T22:27:45Z")\
**Posts on this page:** 10\
**Page:** 4

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**Author:** ![Slash1972](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/slash1972/32/6461_2.png) [@Slash1972](https://boards.straightdope.com/u/Slash1972)\
**Post date:** [June 3, 2019, 1:05am UTC](https://boards.straightdope.com/t/taking-a-large-check-from-a-service-member-good-or-bad-idea/834741/61 "2019-06-03T01:05:27Z")

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> [@doreen](#):
>
> To make sure the seller and the bank didn’t put something over on me. If the buyer and the bank both have attorneys looking out for them, why would I want to be the only unrepresented party in the room? In any event, I was going to need the lawyer to negotiate and review the contract ( which the seller’s attorney generally drafts) and the fee wasn’t going to be any lower if he skipped the closing.

Is this a normal thing for a sale of a house? Attorneys and what-not?

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**Author:** ![doreen](https://avatars.discourse-cdn.com/v4/letter/d/858c86/32.png) [@doreen](https://boards.straightdope.com/u/doreen)\
**Post date:** [June 3, 2019, 1:28am UTC](https://boards.straightdope.com/t/taking-a-large-check-from-a-service-member-good-or-bad-idea/834741/62 "2019-06-03T01:28:40Z")

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It absolutely is in New York - I think in New Jersey also.  
Sent from my iPhone using Tapatalk

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**Author:** ![Nars\_Glinley](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/nars_glinley/32/8177_2.png) [@Nars\_Glinley](https://boards.straightdope.com/u/Nars_Glinley)\
**Post date:** [June 3, 2019, 1:51am UTC](https://boards.straightdope.com/t/taking-a-large-check-from-a-service-member-good-or-bad-idea/834741/63 "2019-06-03T01:51:47Z")

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Let’s do a poll.

[https://boards.straightdope.com/sdmb/showthread.php?t=876555](https://boards.straightdope.com/sdmb/showthread.php?t=876555)

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**Author:** ![muldoonthief](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/muldoonthief/32/3188_2.png) [@muldoonthief](https://boards.straightdope.com/u/muldoonthief)\
**Post date:** [June 4, 2019, 4:53pm UTC](https://boards.straightdope.com/t/taking-a-large-check-from-a-service-member-good-or-bad-idea/834741/64 "2019-06-04T16:53:13Z")

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Bump - I think you said the closing was Monday, **Nars**. So what happened? Do you have a check for a fence?

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**Author:** ![Nars\_Glinley](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/nars_glinley/32/8177_2.png) [@Nars\_Glinley](https://boards.straightdope.com/u/Nars_Glinley)\
**Post date:** [June 4, 2019, 5:11pm UTC](https://boards.straightdope.com/t/taking-a-large-check-from-a-service-member-good-or-bad-idea/834741/65 "2019-06-04T17:11:49Z")

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Closing was yesterday. I have a check. I deposited it but then there was an issue wiring the funds to the seller’s account because her maiden name was on the account. So, I got the check back. My banker said t hat that was reasonable and that wires have to be 100% perfect or they’ll get rejected. I have to hold onto the check a couple more days.

I’ve been in contact with the sellers (through my realtor) about other issues and they’ve always responded promptly so if they’re scamming me, they’re doing it in a funny way. I’m not concerned yet.

FWIW, I’ve also talked to my neighbors and they all liked the family.

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**Author:** ![Nars\_Glinley](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/nars_glinley/32/8177_2.png) [@Nars\_Glinley](https://boards.straightdope.com/u/Nars_Glinley)\
**Post date:** [June 6, 2019, 8:48pm UTC](https://boards.straightdope.com/t/taking-a-large-check-from-a-service-member-good-or-bad-idea/834741/66 "2019-06-06T20:48:15Z")

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I just got a text from my realtor that it’s OK to deposit the check (again). We shall see.

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**Author:** ![Nars\_Glinley](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/nars_glinley/32/8177_2.png) [@Nars\_Glinley](https://boards.straightdope.com/u/Nars_Glinley)\
**Post date:** [June 17, 2019, 9:34pm UTC](https://boards.straightdope.com/t/taking-a-large-check-from-a-service-member-good-or-bad-idea/834741/67 "2019-06-17T21:34:38Z")

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It’s been over a week so I’m going to assume that everything went according to plan. If it was a scam, it was a strange one.

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**Author:** ![TruCelt](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/trucelt/32/523_2.png) [@TruCelt](https://boards.straightdope.com/u/TruCelt)\
**Post date:** [July 4, 2019, 5:16pm UTC](https://boards.straightdope.com/t/taking-a-large-check-from-a-service-member-good-or-bad-idea/834741/68 "2019-07-04T17:16:22Z")

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Final follow-up? Do you have your money?

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**Author:** ![Nars\_Glinley](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/nars_glinley/32/8177_2.png) [@Nars\_Glinley](https://boards.straightdope.com/u/Nars_Glinley)\
**Post date:** [July 4, 2019, 6:25pm UTC](https://boards.straightdope.com/t/taking-a-large-check-from-a-service-member-good-or-bad-idea/834741/69 "2019-07-04T18:25:39Z")

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> [@TruCelt](#):
>
> Final follow-up? Do you have your money?

Yes. There were no issues after I deposited the check the second time.

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**Author:** ![Melbourne](https://avatars.discourse-cdn.com/v4/letter/m/b5e925/32.png) [@Melbourne](https://boards.straightdope.com/u/Melbourne)\
**Post date:** [July 5, 2019, 12:51am UTC](https://boards.straightdope.com/t/taking-a-large-check-from-a-service-member-good-or-bad-idea/834741/70 "2019-07-05T00:51:06Z")

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> [@Nars\_Glinley](#):
>
> that wires have to be 100% perfect or they’ll get rejected. I have to hold onto the check a couple more days. .

Wires have to be 100% perfect because they are irrevocable and heavily regulated. Of the two factors, it’s the second that the banks care about more…

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