# Talk to me about roofing!

**URL:** <https://boards.straightdope.com/t/talk-to-me-about-roofing/658542>\
**Category:** In My Humble Opinion\
**Created:** [May 16, 2013, 7:26pm UTC](https://boards.straightdope.com/t/talk-to-me-about-roofing/658542 "2013-05-16T19:26:25Z")\
**Posts on this page:** 3\
**Page:** 2

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**Author:** ![nearwildheaven](https://avatars.discourse-cdn.com/v4/letter/n/90db22/32.png) [@nearwildheaven](https://boards.straightdope.com/u/nearwildheaven)\
**Post date:** [May 17, 2013, 10:59pm UTC](https://boards.straightdope.com/t/talk-to-me-about-roofing/658542/21 "2013-05-17T22:59:45Z")

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Talk to your insurance company, because the damage may be covered. Mine was; I did have to pay up front but was reimbursed minus the deductible. It doesn’t hurt to ask.

🙂

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**Author:** ![Little\_Nemo](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/little_nemo/32/3120_2.png) [@Little\_Nemo](https://boards.straightdope.com/u/Little_Nemo)\
**Post date:** [May 18, 2013, 12:10am UTC](https://boards.straightdope.com/t/talk-to-me-about-roofing/658542/22 "2013-05-18T00:10:34Z")

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> [@nearwildheaven](#):
>
> Talk to your insurance company, because the damage may be covered. Mine was; I did have to pay up front but was reimbursed minus the deductible. It doesn’t hurt to ask.

You should also see if you can negotiate a reduction in your payments for having a metal roof. They’re more durable so that means it’s less likely you’ll need to file a claim.

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**Author:** ![TriPolar](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/tripolar/32/3008_2.png) [@TriPolar](https://boards.straightdope.com/u/TriPolar)\
**Post date:** [May 18, 2013, 1:31am UTC](https://boards.straightdope.com/t/talk-to-me-about-roofing/658542/23 "2013-05-18T01:31:23Z")

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For any kind of roofing you should go directly to a roofing contractor and avoid sales agencies that are just taking an extra commission on the job. Unless you’re doing a low cost job with something laid on top of the existing shingles you might as well add some insulation. I have to get our roof done and I’m going to add 1 1/2" of insulation and use metal panels on top of that. The added insulation will cut out a lot of the added sound from rain.

If you want to break the bank you go with a copper roof. It will last for centuries and keep the classic look of your home, but it costs a lot more than other roofing materials.

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