# Tax Refund, Baby!

**URL:** <https://boards.straightdope.com/t/tax-refund-baby/440472>\
**Category:** Miscellaneous and Personal Stuff I Must Share\
**Created:** [March 7, 2008, 6:00pm UTC](https://boards.straightdope.com/t/tax-refund-baby/440472 "2008-03-07T18:00:17Z")\
**Posts on this page:** 19\
**Page:** 1

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**Author:** ![ivylass](https://avatars.discourse-cdn.com/v4/letter/i/9de053/32.png) [@ivylass](https://boards.straightdope.com/u/ivylass)\
**Post date:** [March 7, 2008, 6:00pm UTC](https://boards.straightdope.com/t/tax-refund-baby/440472/1 "2008-03-07T18:00:17Z")

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Yes, I know I’m having too much withheld, that it’s a free loan to the gov’t, etc etc.

Yet…

Ivylad has untaxable income  
We have two children in school that’s covered by some sort of education credit  
We insulated the attic, allowing us an energy credit  
We had a rental property that was empty for about four months last year  
Due to a mix-up, I paid property taxes on the rental property twice last year…in May for 2006, and in November for 2007.

Which results in a rather nice fat refund, which was deposited into our joint account today.

That will kill two credit card bills and take a nice chunk out of another. What’s that you say? Stimulate the economy? Buy a HDTV? HAHAHAHAHAHAHA! We’re getting debt-free, baby, and we’ll buy the HDTV with cash when we can, thank you very much.

Thank you Liberty Tax Service in Eustis.

Happy Friday!

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**Author:** ![Flutterby](https://avatars.discourse-cdn.com/v4/letter/f/6f9a4e/32.png) [@Flutterby](https://boards.straightdope.com/u/Flutterby)\
**Post date:** [March 7, 2008, 6:18pm UTC](https://boards.straightdope.com/t/tax-refund-baby/440472/2 "2008-03-07T18:18:20Z")

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Whoohoo!

Great on you for getting debt free. 🙂

Mine is getting deposited on Monday, from there I plan to go get contacts, get my legs waxed and buy a treat for Velociraptor, the rest is going in my buy a car fund.

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**Author:** ![Sunspace](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/sunspace/32/1250_2.png) [@Sunspace](https://boards.straightdope.com/u/Sunspace)\
**Post date:** [March 7, 2008, 6:21pm UTC](https://boards.straightdope.com/t/tax-refund-baby/440472/3 "2008-03-07T18:21:58Z")

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Congratulations! Kill off that debt monster! 🙂

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**Author:** ![FatBaldGuy](https://avatars.discourse-cdn.com/v4/letter/f/ecd19e/32.png) [@FatBaldGuy](https://boards.straightdope.com/u/FatBaldGuy)\
**Post date:** [March 7, 2008, 6:27pm UTC](https://boards.straightdope.com/t/tax-refund-baby/440472/4 "2008-03-07T18:27:40Z")

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I was happy to discover that both my Federal and State refunds were deposited into my account this morning.

Unfortunately the joy is short-lived, because I need to immediately transfer them to my Home Equity loan, which I wrote a check on for the down payment on my new car.

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**Author:** ![ivylass](https://avatars.discourse-cdn.com/v4/letter/i/9de053/32.png) [@ivylass](https://boards.straightdope.com/u/ivylass)\
**Post date:** [March 7, 2008, 6:31pm UTC](https://boards.straightdope.com/t/tax-refund-baby/440472/5 "2008-03-07T18:31:11Z")

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I may need to keep Ivylad on track…he’s excited about paying off the two bills, but when I mentioned the “chunk on the third” he said, “We’ll see.” I’m taking that to mean he might want to go play.

We’ll discuss it tonight, but I’m pretty sure I can show him we are SO close, the light at the end of the tunnel is getting bigger, and just be patient a _little_ bit longer…

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**Author:** ![AuntiePam](https://avatars.discourse-cdn.com/v4/letter/a/f19dbf/32.png) [@AuntiePam](https://boards.straightdope.com/u/AuntiePam)\
**Post date:** [March 7, 2008, 6:31pm UTC](https://boards.straightdope.com/t/tax-refund-baby/440472/6 "2008-03-07T18:31:26Z")

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[QUOTE=FatBaldGuy]

Unfortunately the joy is short-lived, because I need to immediately transfer them to my Home Equity loan, which I wrote a check on for the down payment on my new car.  
[/QUOTE]

Glad to see at least one of us is contributing to the economic upswing! 😃

Ours went for ordinary living expenses. The “rebate” coming later will probably go for property taxes and our annual AFLAC premium (a cancer supplement that I started at my last job and decided to keep).

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**Author:** ![Rebo](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/rebo/32/13005_2.png) [@Rebo](https://boards.straightdope.com/u/Rebo)\
**Post date:** [March 7, 2008, 6:32pm UTC](https://boards.straightdope.com/t/tax-refund-baby/440472/7 "2008-03-07T18:32:20Z")

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Congrats!

We’re getting a fat refund this year, too. I haven’t actually e-filed yet, though. This weekend, probably. I want to double and triple check it!

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**Author:** ![Really\_Not\_All\_That\_Bright](https://avatars.discourse-cdn.com/v4/letter/r/e8c25b/32.png) [@Really\_Not\_All\_That\_Bright](https://boards.straightdope.com/u/Really_Not_All_That_Bright)\
**Post date:** [March 7, 2008, 6:55pm UTC](https://boards.straightdope.com/t/tax-refund-baby/440472/8 "2008-03-07T18:55:50Z")

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I’m getting a refund instead of a bill for the First Time Ever!!!

$800, which is nearly a full paycheck.

I’m gonna be up to my nipples in debt once I go back to (law) school, so I should probably save it… but baby needs a new pair of shoes.

That is, _I_ need a new _Wii_.

And some Ruth’s Chris action.

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**Author:** ![Surly\_Chick](https://avatars.discourse-cdn.com/v4/letter/s/ec9cab/32.png) [@Surly\_Chick](https://boards.straightdope.com/u/Surly_Chick)\
**Post date:** [March 7, 2008, 8:14pm UTC](https://boards.straightdope.com/t/tax-refund-baby/440472/9 "2008-03-07T20:14:59Z")

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I bought my very first ipod and speakers with mine. I’m finally living in the 21st century. Next up, a push button phone!

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**Author:** ![NinetyWt](https://avatars.discourse-cdn.com/v4/letter/n/cc9497/32.png) [@NinetyWt](https://boards.straightdope.com/u/NinetyWt)\
**Post date:** [March 7, 2008, 8:38pm UTC](https://boards.straightdope.com/t/tax-refund-baby/440472/10 "2008-03-07T20:38:50Z")

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Ugh. I haven’t even figured mine up yet. In other words, I’m paying in.

Congrats tho **Ivylass**!

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**Author:** ![Voyager](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/voyager/32/133_2.png) [@Voyager](https://boards.straightdope.com/u/Voyager)\
**Post date:** [March 7, 2008, 8:46pm UTC](https://boards.straightdope.com/t/tax-refund-baby/440472/11 "2008-03-07T20:46:40Z")

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We got ours already, a nice fat one. Since my wife’s writing income is erratic, sometimes she makes bigger estimated payments than necessary. Last year we donated our horse to charity and got a big write-off, so this year we thought we’d have to pay more.  
This is the earliest we ever filed.

We still will get a pittance from the state, which we mailed in since the e-filing charge was a good chunk of it.

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**Author:** ![Hockey\_Monkey](https://avatars.discourse-cdn.com/v4/letter/h/a183cd/32.png) [@Hockey\_Monkey](https://boards.straightdope.com/u/Hockey_Monkey)\
**Post date:** [March 7, 2008, 9:04pm UTC](https://boards.straightdope.com/t/tax-refund-baby/440472/12 "2008-03-07T21:04:26Z")

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I’m going to Vegas with mine! Hee!

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**Author:** ![Least\_Original\_User\_Name\_Ever](https://avatars.discourse-cdn.com/v4/letter/l/e480ec/32.png) [@Least\_Original\_User\_Name\_Ever](https://boards.straightdope.com/u/Least_Original_User_Name_Ever)\
**Post date:** [March 7, 2008, 9:19pm UTC](https://boards.straightdope.com/t/tax-refund-baby/440472/13 "2008-03-07T21:19:53Z")

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Mine goes to my “need a car” fund.

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**Author:** ![Poysyn](https://avatars.discourse-cdn.com/v4/letter/p/f4b2a3/32.png) [@Poysyn](https://boards.straightdope.com/u/Poysyn)\
**Post date:** [March 7, 2008, 9:23pm UTC](https://boards.straightdope.com/t/tax-refund-baby/440472/14 "2008-03-07T21:23:38Z")

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Mine goes to closing costs on our new house - but at least those are now easier to pay.

🙂

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**Author:** ![ivylass](https://avatars.discourse-cdn.com/v4/letter/i/9de053/32.png) [@ivylass](https://boards.straightdope.com/u/ivylass)\
**Post date:** [March 8, 2008, 12:43am UTC](https://boards.straightdope.com/t/tax-refund-baby/440472/15 "2008-03-08T00:43:11Z")

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We compromised. We paid off two bills completely, put a chunk on the third, and kept a bit for play money.

Ahhhhh…I can’t wait to call the credit card holders next week and hear those lovely words, “Your balance is $0.”

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**Author:** ![Harborwolf](https://avatars.discourse-cdn.com/v4/letter/h/c89c15/32.png) [@Harborwolf](https://boards.straightdope.com/u/Harborwolf)\
**Post date:** [March 8, 2008, 12:48am UTC](https://boards.straightdope.com/t/tax-refund-baby/440472/16 "2008-03-08T00:48:53Z")

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Our refund has already come and gone. Some clothes shopping and a little to set up an exercise room in the basement (no big equipment as we already had. Just some small things to round it out.). The rest, and the Bush Bucks that are yet to come, are going to debt reduction.

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**Author:** ![Hey\_It\_s\_That\_Guy](https://avatars.discourse-cdn.com/v4/letter/h/6f9a4e/32.png) [@Hey\_It\_s\_That\_Guy](https://boards.straightdope.com/u/Hey_It_s_That_Guy)\
**Post date:** [March 8, 2008, 2:20am UTC](https://boards.straightdope.com/t/tax-refund-baby/440472/17 "2008-03-08T02:20:28Z")

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[QUOTE=Really Not All That Bright]  
And some Ruth’s Chris action.  
[/QUOTE]

Dude, Del Frisco’s is so much better. Blows Ruth’s Chris out of the water.

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**Author:** ![Really\_Not\_All\_That\_Bright](https://avatars.discourse-cdn.com/v4/letter/r/e8c25b/32.png) [@Really\_Not\_All\_That\_Bright](https://boards.straightdope.com/u/Really_Not_All_That_Bright)\
**Post date:** [March 8, 2008, 2:23am UTC](https://boards.straightdope.com/t/tax-refund-baby/440472/18 "2008-03-08T02:23:24Z")

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[QUOTE=Big Bad Voodoo Lou]  
Dude, Del Frisco’s is so much better. Blows Ruth’s Chris out of the water.  
[/QUOTE]

Hmmm. Never tried Del Frisco’s.

I hear it’s really hard to get a table…?

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**Author:** ![Hey\_It\_s\_That\_Guy](https://avatars.discourse-cdn.com/v4/letter/h/6f9a4e/32.png) [@Hey\_It\_s\_That\_Guy](https://boards.straightdope.com/u/Hey_It_s_That_Guy)\
**Post date:** [March 8, 2008, 2:28am UTC](https://boards.straightdope.com/t/tax-refund-baby/440472/19 "2008-03-08T02:28:24Z")

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[QUOTE=Really Not All That Bright]  
Hmmm. Never tried Del Frisco’s.

I hear it’s really hard to get a table…?  
[/QUOTE]

Just call ahead, or go early (5-6) and it is never terribly crowded. If you can afford a nice meal at Ruth’s Chris, you owe it to yourself to try Del Frisco’s once. Best steak I’ve ever had, and all their sides and appetizers are top-notch as well.
