# The Bank is serving papers on my Brother's house **URL:** \ **Category:** Miscellaneous and Personal Stuff I Must Share\ **Created:** [February 10, 2021, 11:08pm UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642 "2021-02-10T23:08:20Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![Bosda\_Di\_Chi\_of\_Tricor](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/bosda_di_chi_of_tricor/32/16845_2.png) [@Bosda\_Di\_Chi\_of\_Tricor](https://boards.straightdope.com/u/Bosda_Di_Chi_of_Tricor)\ **Post date:** [February 10, 2021, 11:08pm UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/1 "2021-02-10T23:08:20Z")
They filed the foreclosure papers. Even though Tommy got a new job. His car was repo-ed. He’s so upset that he won’t even pick up the phone. He stopped replying to my texts. I’ve tried emailing him, with a link to a Foreclosure Attorney, but I get no repoly. He keeps trying to fight this on his own, like it was sort of stupid “test of manhood” or something. I’ve made thousands available to him. he hasn’t touched a nickel in weeks. He lives in Florida–I’m in TN. Our Sister doesn’t give a damn. I don’t know what to do. ---
**Author:** ![What\_Exit](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/what_exit/32/10652_2.png) [@What\_Exit](https://boards.straightdope.com/u/What_Exit)\ **Post date:** [February 10, 2021, 11:36pm UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/2 "2021-02-10T23:36:23Z")
Do you know any of his local friends? Can you contact them to maybe see how he’s doing. I would consider asking the local police to check up on him if you at all think he might hurt himself. ---
**Author:** ![not\_what\_you\_d\_expect](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/not_what_you_d_expect/32/3246_2.png) [@not\_what\_you\_d\_expect](https://boards.straightdope.com/u/not_what_you_d_expect)\ **Post date:** [February 11, 2021, 12:08am UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/3 "2021-02-11T00:08:32Z")
I feel bad for him. Fear of being poor and homeless can be terrible indeed. Is there any possibility that you can go visit? ---
**Author:** ![StGermain](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/stgermain/32/2868_2.png) [@StGermain](https://boards.straightdope.com/u/StGermain)\ **Post date:** [February 11, 2021, 12:16am UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/4 "2021-02-11T00:16:16Z")
What is the status of his cancer? StG ---
**Author:** ![Bosda\_Di\_Chi\_of\_Tricor](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/bosda_di_chi_of_tricor/32/16845_2.png) [@Bosda\_Di\_Chi\_of\_Tricor](https://boards.straightdope.com/u/Bosda_Di_Chi_of_Tricor)\ **Post date:** [February 11, 2021, 10:50am UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/5 "2021-02-11T10:50:40Z")
I do not. He has few friends. I am holding off on the cops, as I have a tendency to over-react. ---
**Author:** ![Bosda\_Di\_Chi\_of\_Tricor](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/bosda_di_chi_of_tricor/32/16845_2.png) [@Bosda\_Di\_Chi\_of\_Tricor](https://boards.straightdope.com/u/Bosda_Di_Chi_of_Tricor)\ **Post date:** [February 11, 2021, 10:52am UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/6 "2021-02-11T10:52:03Z")
If I knew his status, & thought he was out on the street, I would go collect him. I only have a one-bedroom condo, & crowded, but I’d try. ---
**Author:** ![Bosda\_Di\_Chi\_of\_Tricor](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/bosda_di_chi_of_tricor/32/16845_2.png) [@Bosda\_Di\_Chi\_of\_Tricor](https://boards.straightdope.com/u/Bosda_Di_Chi_of_Tricor)\ **Post date:** [February 11, 2021, 10:52am UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/7 "2021-02-11T10:52:43Z")
Unknown. He won’t discuss it, & may not know himself. ---
**Author:** ![Bosda\_Di\_Chi\_of\_Tricor](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/bosda_di_chi_of_tricor/32/16845_2.png) [@Bosda\_Di\_Chi\_of\_Tricor](https://boards.straightdope.com/u/Bosda_Di_Chi_of_Tricor)\ **Post date:** [February 11, 2021, 10:53am UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/8 "2021-02-11T10:53:42Z")
The actual serving may not have happened. But they have filed. Orlando has a backlog of cases months long. ---
**Author:** ![Bosda\_Di\_Chi\_of\_Tricor](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/bosda_di_chi_of_tricor/32/16845_2.png) [@Bosda\_Di\_Chi\_of\_Tricor](https://boards.straightdope.com/u/Bosda_Di_Chi_of_Tricor)\ **Post date:** [February 11, 2021, 12:55pm UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/9 "2021-02-11T12:55:28Z")
Still no replies. Yet another email sent. I will phone later in the AM ---
**Author:** ![Bijou\_Drains](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/bijou_drains/32/2814_2.png) [@Bijou\_Drains](https://boards.straightdope.com/u/Bijou_Drains)\ **Post date:** [February 11, 2021, 3:35pm UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/10 "2021-02-11T15:35:58Z")
for future reference in many cases you can ask them to show you the original loan documents you signed. It may take them a while to find them or in some cases they are never found. They cannot do anything until they find them. ---
**Author:** ![Bootb](https://avatars.discourse-cdn.com/v4/letter/b/e19b73/32.png) [@Bootb](https://boards.straightdope.com/u/Bootb)\ **Post date:** [February 12, 2021, 3:32am UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/11 "2021-02-12T03:32:52Z")
> [@Bosda\_Di\_Chi\_of\_Tricor](#): > > They filed the foreclosure papers. > Even though Tommy got a new job. > > His car was repo-ed. > > He’s so upset that he won’t even pick up the phone. > He stopped replying to my texts. > I’ve tried emailing him, with a link to a Foreclosure Attorney, but I get no repoly. > He keeps trying to fight this on his own, like it was sort of stupid “test of manhood” or something. > I’ve made thousands available to him. > he hasn’t touched a nickel in weeks. > He lives in Florida–I’m in TN. > Our Sister doesn’t give a damn. > I don’t know what to do. As free verse goes, this is not too bad. ---
**Author:** ![Monty](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/monty/32/47_2.png) [@Monty](https://boards.straightdope.com/u/Monty)\ **Post date:** [February 12, 2021, 3:36am UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/12 "2021-02-12T03:36:57Z")
Could the reason that he’s not replying to phone calls, text messages, and E-mail be that the services to his home are in arrears to the point that they’ve been cut off? ---
**Author:** ![Whack-a-Mole](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/whack-a-mole/32/141_2.png) [@Whack-a-Mole](https://boards.straightdope.com/u/Whack-a-Mole)\ **Post date:** [February 12, 2021, 5:50am UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/13 "2021-02-12T05:50:32Z")
It seems it is time to drive to Florida and find him. I understand that is no small task. Then try to convince him to set aside his pride and accept your help. You’ll find a way through together. ---
**Author:** ![Bosda\_Di\_Chi\_of\_Tricor](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/bosda_di_chi_of_tricor/32/16845_2.png) [@Bosda\_Di\_Chi\_of\_Tricor](https://boards.straightdope.com/u/Bosda_Di_Chi_of_Tricor)\ **Post date:** [February 12, 2021, 10:51am UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/14 "2021-02-12T10:51:14Z")
He emailed me late last night, & said he would phone me this weekend. ---
**Author:** ![not\_what\_you\_d\_expect](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/not_what_you_d_expect/32/3246_2.png) [@not\_what\_you\_d\_expect](https://boards.straightdope.com/u/not_what_you_d_expect)\ **Post date:** [February 12, 2021, 11:33am UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/15 "2021-02-12T11:33:01Z")
Oh thank goodness. You must be so relieved. I hope he can work things out. ---
**Author:** ![What\_Exit](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/what_exit/32/10652_2.png) [@What\_Exit](https://boards.straightdope.com/u/What_Exit)\ **Post date:** [February 12, 2021, 1:24pm UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/16 "2021-02-12T13:24:27Z")
That’s goodish news at least. ---
**Author:** ![StGermain](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/stgermain/32/2868_2.png) [@StGermain](https://boards.straightdope.com/u/StGermain)\ **Post date:** [March 19, 2021, 10:15pm UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/17 "2021-03-19T22:15:02Z")
Bumping this because I was curious what happened. StG ---
**Author:** ![Bosda\_Di\_Chi\_of\_Tricor](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/bosda_di_chi_of_tricor/32/16845_2.png) [@Bosda\_Di\_Chi\_of\_Tricor](https://boards.straightdope.com/u/Bosda_Di_Chi_of_Tricor)\ **Post date:** [March 19, 2021, 11:13pm UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/18 "2021-03-19T23:13:03Z")
They bank served the papers. Evictions are temporarily suspended. He didn’t get the job, because the foreclosure turned up in the background check. Oddly, he seems calmer now. ---
**Author:** ![StGermain](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/stgermain/32/2868_2.png) [@StGermain](https://boards.straightdope.com/u/StGermain)\ **Post date:** [March 20, 2021, 12:10am UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/19 "2021-03-20T00:10:15Z")
I’m glad he’s found peace of mind, even if it seems like he’s just avoiding facing the future. StG ---
**Author:** ![Bosda\_Di\_Chi\_of\_Tricor](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/bosda_di_chi_of_tricor/32/16845_2.png) [@Bosda\_Di\_Chi\_of\_Tricor](https://boards.straightdope.com/u/Bosda_Di_Chi_of_Tricor)\ **Post date:** [March 20, 2021, 11:23pm UTC](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642/20 "2021-03-20T23:23:53Z")
AAAaannd I just got off the phone with him, & he was as nasty, mean & $#!tty as he has ever been. Tommy is my brother. And he is an abusive jerk. Which may or may not have a lot to do with his unemployment. I **really** do not want to share quarters with him. But there may be no choice. [Next page](https://boards.straightdope.com/t/the-bank-is-serving-papers-on-my-brothers-house/932642.md?page=2)