# The ethics of health insurance

**URL:** <https://boards.straightdope.com/t/the-ethics-of-health-insurance/1011177>\
**Category:** Miscellaneous and Personal Stuff I Must Share\
**Created:** [December 5, 2024, 3:45am UTC](https://boards.straightdope.com/t/the-ethics-of-health-insurance/1011177 "2024-12-05T03:45:03Z")\
**Posts on this page:** 1\
**Showing post:** 33

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**Author:** ![Pedro](https://avatars.discourse-cdn.com/v4/letter/p/919ad9/32.png) [@Pedro](https://boards.straightdope.com/u/Pedro)\
**Post date:** [December 6, 2024, 12:31am UTC](https://boards.straightdope.com/t/the-ethics-of-health-insurance/1011177/33 "2024-12-06T00:31:23Z")

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Continuing from the [other thread](https://boards.straightdope.com/t/united-healthcare-ceo-assassinated-the-p-e-edition/1011195/112):

> [@United healthcare CEO assassinated, the P&E edition](https://boards.straightdope.com/t/united-healthcare-ceo-assassinated-the-p-e-edition/1011195/112):
>
> No it isn’t, so clearly you don’t get it at all. Every civilized country on the planet provides unconditional universal health care.

Where I live we have universal free state-funded healthcare and I’m ambivalent about it.

It’s good to have the safety net of the national health system for major health crisis and it’s an important piece of a social welfare system I believe in. On the other hand it’s horribly slow, strained, abused, inneficient and expensive budget-wise and everyone I know ends up paying twice, through taxes and also still very expensive private health insurance.

I believe there are other models that could and should help more people for cheaper than free state-provided universal healthcare.

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