The ethics of health insurance

[wolfpup]

@Dr.Strangelove

But on the other hand, public prescription coverage in Canada does have co-pays essentially everywhere. I still have not gotten an explanation for why these would be necessary except to avoid the moral hazard.

I don’t consider a $4 dispensing fee (which some pharmacies may choose not to even bother charging) to be any kind of disincentive. But anyway, on your original subject, here we go – an example of “moral hazard” avoided:

@Sylvanz

She prescribed me the first stage of treatment eye drops. Restasis, cool not zydra or Mibo, both being flogged on tv, so new and stupid expensive. Well, when I called the pharmacy, the co-pay for this stuff is 300+ dollars. Yikes! We cannot afford that.