# The good news is I won a #380K Lamborghini Murcielago. The bad news is..... **URL:** \ **Category:** Miscellaneous and Personal Stuff I Must Share\ **Created:** [December 22, 2011, 2:19pm UTC](https://boards.straightdope.com/t/the-good-news-is-i-won-a-380k-lamborghini-murcielago-the-bad-news-is/607073 "2011-12-22T14:19:15Z")\ **Posts on this page:** 7\ **Page:** 1
**Author:** ![Annie-Xmas](https://avatars.discourse-cdn.com/v4/letter/a/ecc23a/32.png) [@Annie-Xmas](https://boards.straightdope.com/u/Annie-Xmas)\ **Post date:** [December 22, 2011, 2:19pm UTC](https://boards.straightdope.com/t/the-good-news-is-i-won-a-380k-lamborghini-murcielago-the-bad-news-is/607073/1 "2011-12-22T14:19:15Z")
[…I crashed it six hours later.](http://www.wptv.com/dpp/news/local_news/water_cooler/lamborghini-winner-crashes-car-just-hours-after-he-won-it) Betcha David Dopp felt like a Dope. ---
**Author:** ![Sattua](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/sattua/32/11906_2.png) [@Sattua](https://boards.straightdope.com/u/Sattua)\ **Post date:** [December 22, 2011, 2:35pm UTC](https://boards.straightdope.com/t/the-good-news-is-i-won-a-380k-lamborghini-murcielago-the-bad-news-is/607073/2 "2011-12-22T14:35:36Z")
Ooooh. One of those was on Pawn Stars recently. Yeah, he’d better have kept it in his driveway and sold it asap… ---
**Author:** ![RickJay](https://avatars.discourse-cdn.com/v4/letter/r/bb73d2/32.png) [@RickJay](https://boards.straightdope.com/u/RickJay)\ **Post date:** [December 22, 2011, 2:36pm UTC](https://boards.straightdope.com/t/the-good-news-is-i-won-a-380k-lamborghini-murcielago-the-bad-news-is/607073/3 "2011-12-22T14:36:42Z")
I was amazed… that his annual insurance is $7000. That seems cheap to me for a car as valuable as a house. By way of comparison, I pay $1450 a year on a $24,000 car. So my rate of insurance is three times higher when adjusted for the value of the car. ---
**Author:** ![PlainJain](https://avatars.discourse-cdn.com/v4/letter/p/5daacb/32.png) [@PlainJain](https://boards.straightdope.com/u/PlainJain)\ **Post date:** [December 22, 2011, 2:47pm UTC](https://boards.straightdope.com/t/the-good-news-is-i-won-a-380k-lamborghini-murcielago-the-bad-news-is/607073/4 "2011-12-22T14:47:21Z")
The tax must have been a bitch. ---
**Author:** ![Machine\_Elf](https://avatars.discourse-cdn.com/v4/letter/m/82dd89/32.png) [@Machine\_Elf](https://boards.straightdope.com/u/Machine_Elf)\ **Post date:** [December 22, 2011, 2:50pm UTC](https://boards.straightdope.com/t/the-good-news-is-i-won-a-380k-lamborghini-murcielago-the-bad-news-is/607073/5 "2011-12-22T14:50:32Z")
> [@RickJay](#): > > I was amazed… that his annual insurance is $7000. That seems cheap to me for a car as valuable as a house. > > By way of comparison, I pay $1450 a year on a $24,000 car. So my rate of insurance is three times higher when adjusted for the value of the car. Given the nature of the car, a crash is more likely than for, say, a family sedan. But the damage done to other vehicles probably wouldn’t be much greater than a family sedan would do, so the premium for liability insurance would be only moderately higher. The Lambo would be more expensive to repair/replace, so collision insurance premiums would be much higher. So…relative to your car, the cost ratio is 13:1 on replacement cost if totaled, but roughly 1:1 for cost of damage done to other vehicles, overall the odds of a claim are somewhat higher. Net premium for the Lambo is about 5X what you’ve paid? Maybe a smidge lower than what I would have expected, but not astonishingly so. ---
**Author:** ![FlyingDragonFan](https://avatars.discourse-cdn.com/v4/letter/f/c89c15/32.png) [@FlyingDragonFan](https://boards.straightdope.com/u/FlyingDragonFan)\ **Post date:** [December 22, 2011, 5:17pm UTC](https://boards.straightdope.com/t/the-good-news-is-i-won-a-380k-lamborghini-murcielago-the-bad-news-is/607073/6 "2011-12-22T17:17:12Z")
> [@PlainJain](#): > > The tax must have been a bitch. There’s been speculation around the webz that he purposefully crashed it in order to total it and get the insurance payout. ---
**Author:** ![corkboard](https://avatars.discourse-cdn.com/v4/letter/c/e9bcb4/32.png) [@corkboard](https://boards.straightdope.com/u/corkboard)\ **Post date:** [December 22, 2011, 6:41pm UTC](https://boards.straightdope.com/t/the-good-news-is-i-won-a-380k-lamborghini-murcielago-the-bad-news-is/607073/7 "2011-12-22T18:41:40Z")
“…a 380-thousand-dollar…” “…35-hundred dollars…” I’ve never seen this before. Why wouldn’t they write “$380,000.00” and $3,500.00"? It looks like it was written by a foreign news organization. Oh, sorry. Hi, Jack!