# Thoughts about balancing 401k and cash savings?

**URL:** https://boards.straightdope.com/t/thoughts-about-balancing-401k-and-cash-savings/978424
**Category:** Miscellaneous and Personal Stuff I Must Share
**Created:** [January 18, 2023, 8:08pm UTC](https://boards.straightdope.com/t/thoughts-about-balancing-401k-and-cash-savings/978424 "2023-01-18T20:08:42Z")
**Posts on this page:** 1
**Showing post:** 21

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### Author: ![octopus](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/octopus/32/3716_2.png) [@octopus](https://boards.straightdope.com/u/octopus)
#### Post date: [January 22, 2023, 6:00am UTC](https://boards.straightdope.com/t/thoughts-about-balancing-401k-and-cash-savings/978424/21 "2023-01-22T06:00:55Z")

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Find a fiduciary and find one that you pay by the hour. Even a 1% fee over a long time is a ridiculous loss of wealth.

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