# Trump loses. What happens to his assets?

**URL:** <https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312>\
**Category:** Politics & Elections\
**Created:** [October 22, 2016, 4:48am UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312 "2016-10-22T04:48:26Z")\
**Posts on this page:** 20\
**Page:** 2

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**Author:** ![dropzone](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/dropzone/32/7515_2.png) [@dropzone](https://boards.straightdope.com/u/dropzone)\
**Post date:** [October 22, 2016, 6:26pm UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/21 "2016-10-22T18:26:55Z")

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> [@ultimate11](#):
>
> The same for his tower so that when I take the brown, orange, green, pink and sometimes red line (in emergencies), I don’t see his namesake over Wabash. Although I was praising him for a good business practice. :rolleyes:

For the record, that building is gorgeous. The apartments are awkwardly laid out and surprisingly small, but the building is hot. Except it would be hotter if his name weren’t plastered on it in 20-foot letters.

But I’m patient.

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**Author:** ![Jennshark](https://avatars.discourse-cdn.com/v4/letter/j/8e8cbc/32.png) [@Jennshark](https://boards.straightdope.com/u/Jennshark)\
**Post date:** [October 22, 2016, 6:43pm UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/22 "2016-10-22T18:43:55Z")

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I believe that The Donald doesn’t have many years ahead of him. He’s obese and the red skin tone under the magic Cheeto dust looks a helluva lot like out-of-control blood pressure. Combined with his NPD constant state of fury and denial, I wouldn’t be surprised if he crosses over to BabyJesusLand in the next few years.

I also wouldn’t be surprised if he’s diagnosed with some form of dementia in the near future.

**My theory of what will happen post-election:**  
The Trumpeter will leverage his “fame” across every low-rent media outlet who will have him: Faux news, hate talk radio, conspiracy talk radio, “Dancing with the Stars,” “Help, Get Me out of Here, I’m a Celebrity,” and so on. He will have legal troubles with the IRS, Trump U, and possibly sexual assault rulings, but these will all serve to keep him in the public eye and therefore keep eyeballs on his media doings. Any publicity is lucrative publicity for him.

He may establish his own TV channel/show, but I don’t see it lasting long. As noted throughout this thread, this would be a _very_ expensive undertaking and he would probably have a lot of trouble snaring advertisers, apart from Bob’s Gun, Ammo, and Drive-thru Beer Barn (“Visit one of our three stores in the tri-state area! Thursdays are ladies’ day, bring your gal along for a 15% discount on AK47s!”)

Unfortunately, his Bret Easton Ellis son will find his fame star ascend.

Trump will land on his feet because he’s rich. He may not/probably is not a billionaire, but by normal, middle-class standard he’s still filthy rich and we all know money talks and buys folks out of a lot of trouble that would ruin normal people. Sure, I have my fantasies about his empire faltering and him sinking into the swampy depths he deserves, but he’s a rich cockroach.

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**Author:** ![Voyager](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/voyager/32/133_2.png) [@Voyager](https://boards.straightdope.com/u/Voyager)\
**Post date:** [October 22, 2016, 8:02pm UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/23 "2016-10-22T20:02:48Z")

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> [@dropzone](#):
>
> For the record, that building is gorgeous. The apartments are awkwardly laid out and surprisingly small, but the building is hot. Except it would be hotter if his name weren’t plastered on it in 20-foot letters.
> 
> But I’m patient.

When I was in Vegas last week I figured it would look a lot better if someone just painted over the “T”.

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**Author:** ![kaylasdad99](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/kaylasdad99/32/3398_2.png) [@kaylasdad99](https://boards.straightdope.com/u/kaylasdad99)\
**Post date:** [October 22, 2016, 8:10pm UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/24 "2016-10-22T20:10:25Z")

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> [@TruCelt](#):
>
> I think that for his constituency, vacationing at one of his properties will become the new definition of “success.”

Like being able to buy the Martha Stewart line of sheets and pillowcases at K-Mart?

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**Author:** ![Voyager](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/voyager/32/133_2.png) [@Voyager](https://boards.straightdope.com/u/Voyager)\
**Post date:** [October 22, 2016, 8:11pm UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/25 "2016-10-22T20:11:02Z")

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> [@Jennshark](#):
>
> **My theory of what will happen post-election:**  
> The Trumpeter will leverage his “fame” across every low-rent media outlet who will have him: Faux news, hate talk radio, conspiracy talk radio, “Dancing with the Stars,” “Help, Get Me out of Here, I’m a Celebrity,” and so on. He will have legal troubles with the IRS, Trump U, and possibly sexual assault rulings, but these will all serve to keep him in the public eye and therefore keep eyeballs on his media doings. Any publicity is lucrative publicity for him.

He’s going to be poison to sponsors on top reality shows. You think he’s going to get the Apprentice back? Nor likely. He might be on Hannity, but even Ailes has bailed on him now, so Fox might not really want him around. And given how out of control he is, they would certainly not want him as a commentator. Even if they did, it would be chickenfeed for him.

> [@](#):
>
> Trump will land on his feet because he’s rich. He may not/probably is not a billionaire, but by normal, middle-class standard he’s still filthy rich and we all know money talks and buys folks out of a lot of trouble that would ruin normal people. Sure, I have my fantasies about his empire faltering and him sinking into the swampy depths he deserves, but he’s a rich cockroach.

But it takes a lot of money coming in to pay for those jets and stuff. And to pay back the Russians and Chinese. If his properties go under, he is going to be in serious trouble.  
I think Mark Cuban said that how he licensed his name to all sorts of crap product indicates he has a big cashflow problem, since too many licensees diminishes the value of each one. And that was before he thoroughly trashed his brand. Go to a discount store and see how many formerly good brands are now on total crap products. Trump suits will be selling in WalMart soon, mark my word.  
But it will be the most popular personal bankruptcy ever!

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**Author:** ![kaylasdad99](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/kaylasdad99/32/3398_2.png) [@kaylasdad99](https://boards.straightdope.com/u/kaylasdad99)\
**Post date:** [October 22, 2016, 8:13pm UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/26 "2016-10-22T20:13:51Z")

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> [@DrCube](#):
>
> Really? I remember when he announced his campaign and released financial statements, he valued his “brand” at something like 3 billion dollars, almost half his fortune. Now it’s worthless? That’s rich. He may not have spent his own money on this campaign, but he lost half his wealth on it.

I wonder if he’ll try to claim _that_ as a capital loss on his next tax return.  
He may be able to immunize his descendants against federal income tax obligations for generations to come…

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**Author:** ![Locrian](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/locrian/32/14146_2.png) [@Locrian](https://boards.straightdope.com/u/Locrian)\
**Post date:** [October 22, 2016, 8:58pm UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/27 "2016-10-22T20:58:22Z")

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> [@Jennshark](#):
>
> I believe that The Donald doesn’t have many years ahead of him. He’s obese and the red skin tone under the magic Cheeto dust looks a helluva lot like out-of-control blood pressure. Combined with his NPD constant state of fury and denial, I wouldn’t be surprised if he crosses over to BabyJesusLand in the next few years.
> 
> I also wouldn’t be surprised if he’s diagnosed with some form of dementia in the near future.
> 
> **My theory of what will happen post-election:**  
> The Trumpeter will leverage his “fame” across every low-rent media outlet who will have him: Faux news, hate talk radio, conspiracy talk radio, “Dancing with the Stars,” “Help, Get Me out of Here, I’m a Celebrity,” and so on. He will have legal troubles with the IRS, Trump U, and possibly sexual assault rulings, but these will all serve to keep him in the public eye and therefore keep eyeballs on his media doings. Any publicity is lucrative publicity for him.
> 
> He may establish his own TV channel/show, but I don’t see it lasting long. As noted throughout this thread, this would be a _very_ expensive undertaking and he would probably have a lot of trouble snaring advertisers, apart from Bob’s Gun, Ammo, and Drive-thru Beer Barn (“Visit one of our three stores in the tri-state area! Thursdays are ladies’ day, bring your gal along for a 15% discount on AK47s!”)
> 
> Unfortunately, his Bret Easton Ellis son will find his fame star ascend.
> 
> Trump will land on his feet because he’s rich. He may not/probably is not a billionaire, but by normal, middle-class standard he’s still filthy rich and we all know money talks and buys folks out of a lot of trouble that would ruin normal people. Sure, I have my fantasies about his empire faltering and him sinking into the swampy depths he deserves, but he’s a rich cockroach.

I agree with all of this. There’s always a market for people who admire people just because of their wealth.

You forgot to mention Book Tour on his new “They Conspired Against Me” memoir. 😉

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**Author:** ![Derleth](https://avatars.discourse-cdn.com/v4/letter/d/b9e5f3/32.png) [@Derleth](https://boards.straightdope.com/u/Derleth)\
**Post date:** [October 22, 2016, 9:25pm UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/28 "2016-10-22T21:25:43Z")

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> [@Czarcasm](#):
>
> That was back at the beginning of May, before he _really_ started fucking up rep-wise. Are there more recent stats on his followers?

[Here’s something from September of this year from Gallup](https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2822059), so I’ll quote the whole abstract:

> [@](#):
>
> The 2016 US presidential nominee Donald Trump has broken with the policies of previous Republican Party presidents on trade, immigration, and war, in favor of a more nationalist and populist platform. Using detailed Gallup survey data for a large number of American adults, I analyze the individual and geographic factors that predict a higher probability of viewing Trump favorably and contrast the results with those found for other candidates. The results show mixed evidence that economic distress has motivated Trump support. His supporters are less educated and more likely to work in blue collar occupations, but they earn relatively high household incomes, and living in areas more exposed to trade or immigration does not increase Trump support. On the other hand, living in zip-codes more reliant on social security income, or with high mortgage to income ratios, or less reliance on capital income, predicts Trump support. There is stronger evidence that racial isolation and less strictly economic measures of social status, namely health and intergenerational mobility, are robustly predictive of more favorable views toward Trump, and these factors predict support for him but not other Republican presidential candidates.

[There’s an article on _Vox_ summarizing the study, as well.](http://www.vox.com/2016/8/12/12454250/donald-trump-gallup-trade-immigration-study)

[This _Vox_ article, from the fifteenth of this month, summarizes even more studies.](http://www.vox.com/policy-and-politics/2016/10/15/13286498/donald-trump-voters-race-economic-anxiety)

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**Author:** ![Corry\_El](https://avatars.discourse-cdn.com/v4/letter/c/ecae2f/32.png) [@Corry\_El](https://boards.straightdope.com/u/Corry_El)\
**Post date:** [October 22, 2016, 9:26pm UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/29 "2016-10-22T21:26:01Z")

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> [@Voyager](#):
>
> 1. He’s going to be poison to sponsors on top reality shows. You think he’s going to get the Apprentice back? Nor likely.
> 
> 2. He might be on Hannity, but even Ailes has bailed on him now, so Fox might not really want him around. And given how out of control he is, they would certainly not want him as a commentator. Even if they did, it would be chickenfeed for him.
> 
> 3. But it takes a lot of money coming in to pay for those jets and stuff. And to pay back the Russians and Chinese. If his properties go under, he is going to be in serious trouble.  
> I think Mark Cuban said that how he licensed his name to all sorts of crap product indicates he has a big cashflow problem

1. That’s true: at least up till now top drawer TV venues require you to be reasonably non-controversial. There’s plenty of reality TV fueled by notoriety but Apprentice was relatively top draw…for the genre business-wise, not my cup of tea.
2. Trump isn’t going to take any role as small as commentator for the money, true. But assume he loses. In recent history getting a major party nomination for pres then losing means your political influence evaporates completely. This is where it’s conceivable IMO Trump could again surprise. Also either for money or influence/attention his political/media plan might not be to appear on somebody else’s network, but more of a Glen Beck thing, except Trump might think he could make a better go of.
3. On this point though I think you need to de-spin yourself a little now that the election is drawing to a close. The best evidence albeit incomplete is that Trump is not particularly leveraged, and Cuban is just talking trash in all likelihood. Trump has mainly licensed his name rather than being an actual real estate developer for a long time

NYT identified $650mil in loans by companies Trump controls, but much or all might not have personal recourse to him. Separately Forbes and The Economist fairly recently came up with net worth estimates for Trump in $2-4bil, his $10 bil or the idea he isn’t really a billionaire are both spin, in all likelihood. $2.65 in assets and .65 in liabilities=2bil NW is very low leverage for a real RE concern, which The Trump Org really isn’t. It’s more of a marketing company. Which gets back to the real issue of modifying his marketing approach based on much higher positive profile among some people, and much more of a pariah among others. Anyway the image of Trump one step ahead of bill collectors is very likely false.

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**Author:** ![Anny\_Middon](https://avatars.discourse-cdn.com/v4/letter/a/bc79bd/32.png) [@Anny\_Middon](https://boards.straightdope.com/u/Anny_Middon)\
**Post date:** [October 22, 2016, 9:53pm UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/30 "2016-10-22T21:53:12Z")

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> [@Smapti](#):
>
> [Loser Donald taking his name off future hotels. Now named “Scion” like failed car company. Sad!](http://www.rawstory.com/2016/10/damaged-brand-new-trump-hotels-will-no-longer-bear-his-name/)

I think that in another 2-3 years, the Trump Organization will quietly announce that for various marketing reasons it makes sense to have all their properties operate under one brand. That brand will be Scion.

The announcement will make a fairly large splash on the business page of major papers, but will be a minor story in general.

They will try to build the Scion name into a brand as strong as Trump seemed to Donald to be, but they will fail at this.

By the time this happens (say in early 2019 for the name changeover), Donald will no longer be actively running the company.

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**Author:** ![Voyager](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/voyager/32/133_2.png) [@Voyager](https://boards.straightdope.com/u/Voyager)\
**Post date:** [October 22, 2016, 11:32pm UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/31 "2016-10-22T23:32:09Z")

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> [@Corry\_El](#):
>
> 1. Trump isn’t going to take any role as small as commentator for the money, true. But assume he loses. In recent history getting a major party nomination for pres then losing means your political influence evaporates completely. This is where it’s conceivable IMO Trump could again surprise. Also either for money or influence/attention his political/media plan might not be to appear on somebody else’s network, but more of a Glen Beck thing, except Trump might think he could make a better go of.

When someone like McCain or Kerry loses they go back to their existing political network. Trump doesn’t have much of one, besides maybe Giuliani (out of office) or Christie (out of office soon, if not in jail.) He will surely be able to get people to rallies, but no one owes him a favor. Like Palin, he will be politically dead.

> [@](#):
>
> 1. On this point though I think you need to de-spin yourself a little now that the election is drawing to a close. The best evidence albeit incomplete is that Trump is not particularly leveraged, and Cuban is just talking trash in all likelihood. Trump has mainly licensed his name rather than being an actual real estate developer for a long time
> 
> NYT identified $650mil in loans by companies Trump controls, but much or all might not have personal recourse to him. Separately Forbes and The Economist fairly recently came up with net worth estimates for Trump in $2-4bil, his $10 bil or the idea he isn’t really a billionaire are both spin, in all likelihood. $2.65 in assets and .65 in liabilities=2bil NW is very low leverage for a real RE concern, which The Trump Org really isn’t. It’s more of a marketing company. Which gets back to the real issue of modifying his marketing approach based on much higher positive profile among some people, and much more of a pariah among others. Anyway the image of Trump one step ahead of bill collectors is very likely false.

I’m not talking current net worth, I’m talking cash flow. Trump has two types of branding - high end clubs and hotels, and low end products. They wouldn’t be talking about changing the name of the hotels if the brand was so great. I’ve read enough about branding to know Cuban has a point. Trump’s brand now stands for rich elegance, like Trump Tower - or before the election. Now it stand for racism and sexism. His base will be fine with it, but not those who can afford going to his resorts. And who in the Arab world is going to pay him a licensing fee for a Trump Hotel? Not to mention in Mexico. This won’t affect his net worth now, except in brand value, but he had best cut down his spend rate pretty quickly. Not to mention alimony for Melania.  
When the occupancy rates for the high end properties get low enough to be money losing, we’ll see still more bankruptcies. It will be the companies, not him, but it will hurt.

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**Author:** ![Superdude](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/superdude/32/13450_2.png) [@Superdude](https://boards.straightdope.com/u/Superdude)\
**Post date:** [October 22, 2016, 11:56pm UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/32 "2016-10-22T23:56:49Z")

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> [@ultimate11](#):
>
> \<snip\> what happens to his assets?\</snip\>

He hocks them to pay his attorney’s fees.

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**Author:** ![fruitbat](https://avatars.discourse-cdn.com/v4/letter/f/58f4c7/32.png) [@fruitbat](https://boards.straightdope.com/u/fruitbat)\
**Post date:** [October 23, 2016, 12:56am UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/33 "2016-10-23T00:56:21Z")

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The blow to his brand doesn’t come from individual choices. I work for a Fortune 100 company and companies like mine book a high percentage of hotel rooms at hotels like Trump’s. We book golf outings for executives at Trump golf courses. Large companies are conservative and avoid controversy whenever possible.

I was chatting witha senior executive earlier this week and he said that we would never book an event at a Trump property now for fear of offending a client or a key employee. It is just much easier and safer to book a Marriott instead. I expect the decline in business bookings to be the real killer.

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<div class="post-metadata">

**Author:** ![Fiveyearlurker](https://avatars.discourse-cdn.com/v4/letter/f/da6949/32.png) [@Fiveyearlurker](https://boards.straightdope.com/u/Fiveyearlurker)\
**Post date:** [October 23, 2016, 1:17am UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/34 "2016-10-23T01:17:03Z")

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> [@glee](#):
>
> Nobody?! Trump has the support of about 40% of the electorate. :eek:

The 40% of the electorate voting for Trump are the kind of people he wants at his rallies, but definitely not the kind of people he wants staying at his hotels.

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<div class="post-metadata">

**Author:** ![Czarcasm](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/czarcasm/32/4050_2.png) [@Czarcasm](https://boards.straightdope.com/u/Czarcasm)\
**Post date:** [October 23, 2016, 2:17am UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/35 "2016-10-23T02:17:25Z")

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> [@Superdude](#):
>
> He hocks them to pay his attorney’s fees.

The only attorney that’s going to get paid is the most recent one that will be handling his bankruptcy so that he won’t have to pay any of the others…and if _that_ lawyer has an I.Q. over 75 she’ll demand her money up front.

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<div class="post-metadata">

**Author:** ![DSeid](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/dseid/32/20194_2.png) [@DSeid](https://boards.straightdope.com/u/DSeid)\
**Post date:** [October 23, 2016, 3:49am UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/36 "2016-10-23T03:49:44Z")

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> [@coremelt](#):
>
> His Brand is not worthless now, it’s just got value to a different demographic than before.

> [@sevenwood](#):
>
> I believe that his basic problem ([reports are surfacing that his hotels and casinos have been experiencing significant declines in usage for the last several months)](http://www.cnbc.com/2016/10/17/trump-businesses-saw-another-decline-in-september-data-shows.html) is that his current demographic contains a significant percentage of people that cannot afford to go to high-end hotels and casinos.

It’s not just the demographic; it’s also a matter of geography.

His branded properties are primarily in blue and to some degree purple states, not mostly red ones. And in those states his branded properties are mostly in urban areas.

The brand is now toxic to a large number in the demographics and locations that the brand has catered to.

Can he build a new set of properties built upon his appeal to his new demographic? (And those properties may be media in nature)? Maybe. But current properties have taken a hit in value and his ability to sell his name as “cachet” is … diminished.

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<div class="post-metadata">

**Author:** ![octopus](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/octopus/32/3716_2.png) [@octopus](https://boards.straightdope.com/u/octopus)\
**Post date:** [October 23, 2016, 7:11am UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/37 "2016-10-23T07:11:13Z")

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> [@ultimate11](#):
>
> There are Trump Towers, hotels, golf courses and perhaps other named assets after him, suppose that in the (likely) scenario that Trump loses the election, what happens to his assets? Nobody wants to sleep in a hotel named over a xenophobic candidate, especially to a losing candidate.
> 
> What do you guys think?

10s of millions are going to vote for Trump. He’ll be fine.

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<div class="post-metadata">

**Author:** ![coremelt](https://avatars.discourse-cdn.com/v4/letter/c/4491bb/32.png) [@coremelt](https://boards.straightdope.com/u/coremelt)\
**Post date:** [October 23, 2016, 7:27am UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/38 "2016-10-23T07:27:38Z")

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> [@octopus](#):
>
> 10s of millions are going to vote for Trump. He’ll be fine.

Worse case scenario he sell’s off or rebrands the high end hotels and instead opens cheap Holiday Inn style resorts that appeal to his base.

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<div class="post-metadata">

**Author:** ![Smapti](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/smapti/32/17938_2.png) [@Smapti](https://boards.straightdope.com/u/Smapti)\
**Post date:** [October 23, 2016, 8:55am UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/39 "2016-10-23T08:55:46Z")

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> [@coremelt](#):
>
> Worse case scenario he sell’s off or rebrands the high end hotels and instead opens cheap Holiday Inn style resorts that appeal to his base.

Come stay at the Trump International I-90 Motor Lodge, with free continental breakfast, color TV, and air conditioning!

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<div class="post-metadata">

**Author:** ![RTFirefly](https://avatars.discourse-cdn.com/v4/letter/r/c77e96/32.png) [@RTFirefly](https://boards.straightdope.com/u/RTFirefly)\
**Post date:** [October 23, 2016, 10:25am UTC](https://boards.straightdope.com/t/trump-loses-what-happens-to-his-assets/769312/40 "2016-10-23T10:25:11Z")

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These days, most of his income is apparently from selling his name to people who want to plaster it on their own high-end properties. He’s gonna be SOL with respect to such deals in the future. But surely he’s got deals where his counterparties are committed to paying for the use of his name for the next ten or twenty years. So my guess is that while he may have to cut back somewhat on his opulent lifestyle, he’ll still be filthy rich by most people’s standards.

And even if he’s unable to cut back, chances are he can maintain his lifestyle for something close to his life expectancy. Mostly he’ll be blowing through his kids’ inheritances. If he lives to age 90, they may find they’ve spent all this time sucking up to the old man for nothing. Sad! (For them, anyway. A big grin for the rest of us.)

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