# "Unable to charge credit card."

**URL:** <https://boards.straightdope.com/t/unable-to-charge-credit-card/235732>\
**Category:** About This Message Board\
**Created:** [March 22, 2004, 6:26pm UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732 "2004-03-22T18:26:52Z")\
**Posts on this page:** 20\
**Page:** 2

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**Author:** ![jdavis](https://avatars.discourse-cdn.com/v4/letter/j/f6c823/32.png) [@jdavis](https://boards.straightdope.com/u/jdavis)\
**Post date:** [March 22, 2004, 8:05pm UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/21 "2004-03-22T20:05:14Z")

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We believe the problem has been resolved.

Jerry

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**Author:** ![Musicat](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/musicat/32/20189_2.png) [@Musicat](https://boards.straightdope.com/u/Musicat)\
**Post date:** [March 22, 2004, 8:27pm UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/22 "2004-03-22T20:27:27Z")

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> [@jdavis](#):
>
> We believe the problem has been resolved.

Thanks, Jerry.

But there’s still a problem. It doesn’t say “God” under your name. 🙂

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**Author:** ![Esprix](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/esprix/32/7899_2.png) [@Esprix](https://boards.straightdope.com/u/Esprix)\
**Post date:** [March 22, 2004, 10:41pm UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/23 "2004-03-22T22:41:21Z")

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I also had this problem. The error I got seemed to have something to do with the fact that my card had an expiration date of December. I went ahead and paid by PayPal.

Esprix

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**Author:** ![fruitbat](https://avatars.discourse-cdn.com/v4/letter/f/58f4c7/32.png) [@fruitbat](https://boards.straightdope.com/u/fruitbat)\
**Post date:** [March 23, 2004, 1:25am UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/24 "2004-03-23T01:25:08Z")

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Jerry? Administrator? Where has he been hiding? Come visit us a bit more often y’hear.

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**Author:** ![Darth\_Nader](https://avatars.discourse-cdn.com/v4/letter/d/ad7895/32.png) [@Darth\_Nader](https://boards.straightdope.com/u/Darth_Nader)\
**Post date:** [March 23, 2004, 1:25am UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/25 "2004-03-23T01:25:14Z")

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Another bank-issued MC debit card user reporting in:  
It’s still not working right.  
(for me, at least)

**Palikia** ’s Amex worked just fine, thank goodness!

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**Author:** ![Stage\_Manager](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/stage_manager/32/7267_2.png) [@Stage\_Manager](https://boards.straightdope.com/u/Stage_Manager)\
**Post date:** [March 23, 2004, 1:51am UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/26 "2004-03-23T01:51:48Z")

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My subscription apparently went through, too. I used a Visa debit card.

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**Author:** ![Duck\_Duck\_Goose](https://avatars.discourse-cdn.com/v4/letter/d/50afbb/32.png) [@Duck\_Duck\_Goose](https://boards.straightdope.com/u/Duck_Duck_Goose)\
**Post date:** [March 23, 2004, 8:20am UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/27 "2004-03-23T08:20:05Z")

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If we’re reporting credit card bugs here, when I registered yesterday at about 6 p.m. CST, it kept telling me my regular Visa card had an “invalid number” (which is stupid, trust me, I use it once a week to charge gas, is all), but it finally accepted my Discover card.

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**Author:** ![blackhobyah](https://avatars.discourse-cdn.com/v4/letter/b/41988e/32.png) [@blackhobyah](https://boards.straightdope.com/u/blackhobyah)\
**Post date:** [March 23, 2004, 8:25am UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/28 "2004-03-23T08:25:04Z")

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Well, I tried it with two different VISA cards, one a debit card which is also a VISA card and a regular old VISA and I got the “Unable to charge credit card” message everytime I tried.

I tried each card a couple of times, I shut my browser down and restarted it, I made the ultimate sacrifice and tried IE instead of my usual Mozilla and still couldn’t do it.

So there’s a half hour of my life I won’t get back.

I’m not willing to set up a PayPal account for something I could use my VISA for, and since the debit/VISA has worked on EzyBoard and Amazon, I don’t think it’s the card.

I don’t mind at all paying five dollars to subscribe, but I do mind it being so difficult. And since the error message doesn’t give me any suggestions about what is going wrong, I have no idea what else to try.

I think that if the SDMB really wants to attract not just old subscribers but new members its going to need to make subscribing a bit more foolproof. Anyway, I’ve had a go and much as I like this message board I can’t really be bothered filling in the form another ten times just for the hell of it.

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**Author:** ![Lok](https://avatars.discourse-cdn.com/v4/letter/l/e8c25b/32.png) [@Lok](https://boards.straightdope.com/u/Lok)\
**Post date:** [March 23, 2004, 8:34am UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/29 "2004-03-23T08:34:05Z")

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I had the same problem earlier with my MC debit card. It expires in September, so for some reason, they are apparently just rejecting debit cards. Fortunately, I just clicked on the Paypal option and it went right through.

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**Author:** ![BethCro](https://avatars.discourse-cdn.com/v4/letter/b/cdc98d/32.png) [@BethCro](https://boards.straightdope.com/u/BethCro)\
**Post date:** [March 24, 2004, 1:28pm UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/30 "2004-03-24T13:28:58Z")

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I am trying to use my UK NatWest MasterCard credit card to subscribe to SDMB but I keep getting the reply “unable to charge credit card”.

I am an American living in England, but as I have lived in the UK for 15 years, I do not have an American credit card. I don’t have a PayPal account. I don’t have any other debit or credit cards.

The name is correct, the address is correct, the credit card number is correct, the expiration date (06/2005) is correct … why can I not subscribe? I have just checked my credit card statement and I have far more than $4.95 available!

Please help.

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**Author:** ![E72521](https://avatars.discourse-cdn.com/v4/letter/e/dbc845/32.png) [@E72521](https://boards.straightdope.com/u/E72521)\
**Post date:** [March 24, 2004, 1:53pm UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/31 "2004-03-24T13:53:02Z")

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It took two tries for my SunTrust VISA debit card to work. However, my exp date is not December.  
**BEWARE:** I was charged, quite by surprise, $7.48, not $4.95. I must have missed some of the fine print…

You guys have taken the banning of **december** to the ultimate extreme.

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**Author:** ![artemis](https://avatars.discourse-cdn.com/v4/letter/a/91b2a8/32.png) [@artemis](https://boards.straightdope.com/u/artemis)\
**Post date:** [March 24, 2004, 11:21pm UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/32 "2004-03-24T23:21:49Z")

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I can’t help you solve the credit card problem, but I can certainly help you get a subscription to the Dope. Feel free to email me (dlnevins @ earthlink dot net - close up the spaces, etc.)

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**Author:** ![artemis](https://avatars.discourse-cdn.com/v4/letter/a/91b2a8/32.png) [@artemis](https://boards.straightdope.com/u/artemis)\
**Post date:** [March 24, 2004, 11:28pm UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/33 "2004-03-24T23:28:08Z")

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> [@artemis](#):
>
> I can’t help you solve the credit card problem, but I can certainly help you get a subscription to the Dope. Feel free to email me (dlnevins @ earthlink dot net - close up the spaces, etc.)

Whoops - the above message was in answer to **BethCro** (although the offer also stands to any other Doper who’s having problems subscribing).

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**Author:** ![BethCro](https://avatars.discourse-cdn.com/v4/letter/b/cdc98d/32.png) [@BethCro](https://boards.straightdope.com/u/BethCro)\
**Post date:** [March 25, 2004, 12:09am UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/34 "2004-03-25T00:09:31Z")

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Thanks Artemis, but after exchanging emails with EdZotti (who, contrary to what I’ve read on previous posts did actually reply quite quickly tho he didn’t have a solution to my problem) I used my ‘never to be touched except in absolute emergencies co-signed by my dad credit card’. I had to phone him in Oklahoma to get the number and explain the dire emergency, but he was cool about it so hopefully I will be a member. If not, Ed can expect some more mail from me. Anyways, I appreciate your kind offer, that’s one of the reasons I enjoy this community so much - great people!

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**Author:** ![Shadez](https://avatars.discourse-cdn.com/v4/letter/s/90ced4/32.png) [@Shadez](https://boards.straightdope.com/u/Shadez)\
**Post date:** [March 25, 2004, 12:12am UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/35 "2004-03-25T00:12:59Z")

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For the record, I used my Visa card, which was debit (it didn’t ask credit or debit,) on me and someone else, and it worked flawlessly and painlessly. So it’s not debit by itself.

/S

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**Author:** ![Darth\_Nader](https://avatars.discourse-cdn.com/v4/letter/d/ad7895/32.png) [@Darth\_Nader](https://boards.straightdope.com/u/Darth_Nader)\
**Post date:** [March 25, 2004, 6:10am UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/36 "2004-03-25T06:10:56Z")

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Is there any particular reason why MC debit cards seem to be in such a decline? ATM withdrawls take 4-5 **days** to clear, and the Wal-Mart thing, and now the SDMB thing… Or is this more of a GQ?

Any word on why the MC debit thang won’t work here?

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**Author:** ![Zoe](https://avatars.discourse-cdn.com/v4/letter/z/a4c791/32.png) [@Zoe](https://boards.straightdope.com/u/Zoe)\
**Post date:** [March 25, 2004, 6:16am UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/37 "2004-03-25T06:16:34Z")

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Over in this thread: [http://boards.straightdope.com/sdmb/showthread.php?t=246990](http://boards.straightdope.com/sdmb/showthread.php?t=246990) **Maple Leaf** suggested that maybe the month and year of expiration are reversed on your card information. Try putting the month and then the year. Just a thought.

Or, if for some reason, a full date is asked for, give it in this order:

Month, day, year (unless asked for in a different order, of course.

Now I feel silly. I don’t mean to insult your intelligence.

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**Author:** ![Zoe](https://avatars.discourse-cdn.com/v4/letter/z/a4c791/32.png) [@Zoe](https://boards.straightdope.com/u/Zoe)\
**Post date:** [March 25, 2004, 6:24am UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/38 "2004-03-25T06:24:29Z")

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Now, I REALLY feel silly. :o

Best line in a long time:

> [@](#):
>
> **E72521** : You guys have taken the banning of december to the ultimate extreme.

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**Author:** ![chattywine](https://avatars.discourse-cdn.com/v4/letter/c/5daacb/32.png) [@chattywine](https://boards.straightdope.com/u/chattywine)\
**Post date:** [March 25, 2004, 11:52pm UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/39 "2004-03-25T23:52:29Z")

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Hey cool thanks!  
I have a Dec exp. too, was a shocker that I couldn’t get 4 euros off it.  
Woo!

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**Author:** ![imthjckaz](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/imthjckaz/32/3223_2.png) [@imthjckaz](https://boards.straightdope.com/u/imthjckaz)\
**Post date:** [March 26, 2004, 2:56am UTC](https://boards.straightdope.com/t/unable-to-charge-credit-card/235732/40 "2004-03-26T02:56:55Z")

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> [@Really Not All That Bright](#):
>
> Dammit. What the hell is wrong with December?

Oh my, there was many a day I would say that to myself, and…uh…what?

Oh…um, you meant the month, december.  
Nevermind.

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