# Undisclosed easement

**URL:** <https://boards.straightdope.com/t/undisclosed-easement/777147>\
**Category:** In My Humble Opinion\
**Created:** [January 14, 2017, 5:51pm UTC](https://boards.straightdope.com/t/undisclosed-easement/777147 "2017-01-14T17:51:05Z")\
**Posts on this page:** 5\
**Page:** 2

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**Author:** ![Lakai](https://avatars.discourse-cdn.com/v4/letter/l/9de0a6/32.png) [@Lakai](https://boards.straightdope.com/u/Lakai)\
**Post date:** [January 16, 2017, 1:34am UTC](https://boards.straightdope.com/t/undisclosed-easement/777147/21 "2017-01-16T01:34:51Z")

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If the title company is doing an appraisal, then that means this easement must be covered under his policy. Otherwise they would deny the claim and not bother with the appraisal.

I’m not sure how they pay out on easements though. But OP should note that title policies are limited to the value of the policy (the purchase price of the house), or if you purchased a market value rider, then the market value of the house. Since the title company is doing an appraisal to check the value of the house, then the OP probably has a market value rider. The OP can’t claim moving expenses, attorney fees, pain and suffering, or for his time wasted.

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**Author:** ![Balthisar](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/balthisar/32/2825_2.png) [@Balthisar](https://boards.straightdope.com/u/Balthisar)\
**Post date:** [January 17, 2017, 2:34am UTC](https://boards.straightdope.com/t/undisclosed-easement/777147/22 "2017-01-17T02:34:08Z")

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> [@Lakai](#):
>
> If the title company is doing an appraisal…

Where do title companies do appraisals? In the sense of the quoted text, “market” appraisal is intended, not “appraisal” in the sense of title fitness or the like.

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**Author:** ![Lakai](https://avatars.discourse-cdn.com/v4/letter/l/9de0a6/32.png) [@Lakai](https://boards.straightdope.com/u/Lakai)\
**Post date:** [January 17, 2017, 3:32am UTC](https://boards.straightdope.com/t/undisclosed-easement/777147/23 "2017-01-17T03:32:07Z")

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> [@Balthisar](#):
>
> Where do title companies do appraisals? In the sense of the quoted text, “market” appraisal is intended, not “appraisal” in the sense of title fitness or the like.

I’m not sure what you mean, but the OP said the title company is getting an appraisal done. I’m assuming he means an appraisal to check the market price of the house.

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**Author:** ![Balthisar](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/balthisar/32/2825_2.png) [@Balthisar](https://boards.straightdope.com/u/Balthisar)\
**Post date:** [January 17, 2017, 12:47pm UTC](https://boards.straightdope.com/t/undisclosed-easement/777147/24 "2017-01-17T12:47:46Z")

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> [@Lakai](#):
>
> I’m not sure what you mean, but the OP said the title company is getting an appraisal done. I’m assuming he means an appraisal to check the market price of the house.

Oh, I missed that bit of context. Oops.

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**Author:** ![Doug\_K](https://avatars.discourse-cdn.com/v4/letter/d/b5ac83/32.png) [@Doug\_K](https://boards.straightdope.com/u/Doug_K)\
**Post date:** [January 17, 2017, 12:57pm UTC](https://boards.straightdope.com/t/undisclosed-easement/777147/25 "2017-01-17T12:57:16Z")

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> [@Balthisar](#):
>
> Where do title companies do appraisals? In the sense of the quoted text, “market” appraisal is intended, not “appraisal” in the sense of title fitness or the like.

> [@Lakai](#):
>
> I’m not sure what you mean, but the OP said the title company is getting an appraisal done. I’m assuming he means an appraisal to check the market price of the house.

I think he meant to say title insurance company.

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