The husband of a former co-worker came home drunk one night and pulled into the driveway a little too fast…the same driveway where his second car was parked. Totaled both cars and damaged the house.
He quit drinking then.
Liability insuance is one thing, but the risk of damage while parked, theft, fire, etc. pretty much doubles with a second car, and people with valuable cars normally carry such comprehensive coverage. Liability-only insurance isn’t that expensive if you’re not a high risk driver.(but that is the kind that normally buy liability only insurance)