# Visa problems - it's all you need

**URL:** <https://boards.straightdope.com/t/visa-problems-its-all-you-need/285659>\
**Category:** Factual Questions\
**Created:** [January 20, 2005, 2:47am UTC](https://boards.straightdope.com/t/visa-problems-its-all-you-need/285659 "2005-01-20T02:47:14Z")\
**Posts on this page:** 5\
**Page:** 1

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**Author:** ![Kozmik](https://avatars.discourse-cdn.com/v4/letter/k/8dc957/32.png) [@Kozmik](https://boards.straightdope.com/u/Kozmik)\
**Post date:** [January 20, 2005, 2:47am UTC](https://boards.straightdope.com/t/visa-problems-its-all-you-need/285659/1 "2005-01-20T02:47:14Z")

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It all started when this bartender took my checking card and started a tab on me. I forgot my card, tried to get it back and, to make a long story short, I had the chechking card deactivated. Now I am having beauracratic trouble with recieving a new credit card. I need to make a payment with Paypal, I confirmed my bank account and am waiting for it to be verified.

I’m am so aggrivated. The event is only a week a way. The ticket booth where I pick up the tickets before the show requires my Paypal confirmation email and a valid picture ID. And to think that If I never let that bartender take my checking card, I would have secured payment for the tickets and would not have went through all this trouble.

How can I purchase using Paypal without a credit card?

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**Author:** ![Q.E.D](https://avatars.discourse-cdn.com/v4/letter/q/51bf81/32.png) [@Q.E.D](https://boards.straightdope.com/u/Q.E.D)\
**Post date:** [January 20, 2005, 2:51am UTC](https://boards.straightdope.com/t/visa-problems-its-all-you-need/285659/2 "2005-01-20T02:51:55Z")

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If you have a checking account (or maybe even a savings account, but I’m not sure of that), you can have PayPal withdraw the funds directly from that. I have my PayPal account set up this way, with my CC card as backup funding.

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**Author:** ![Kozmik](https://avatars.discourse-cdn.com/v4/letter/k/8dc957/32.png) [@Kozmik](https://boards.straightdope.com/u/Kozmik)\
**Post date:** [January 20, 2005, 3:02am UTC](https://boards.straightdope.com/t/visa-problems-its-all-you-need/285659/3 "2005-01-20T03:02:53Z")

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And you don’t need to have a credit card to confirm the purchase? It says: “To complete this secure payment, add a credit card to your PayPal account and click ‘Continue’.” But I have not been verfified yet. I am in the process of having my Paypal account verified. So once I am verified, then can I make the purchase without a credit card?

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**Author:** ![Q.E.D](https://avatars.discourse-cdn.com/v4/letter/q/51bf81/32.png) [@Q.E.D](https://boards.straightdope.com/u/Q.E.D)\
**Post date:** [January 20, 2005, 3:15am UTC](https://boards.straightdope.com/t/visa-problems-its-all-you-need/285659/4 "2005-01-20T03:15:01Z")

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I would think so. I’ve used PayPal with checking account direct debit to buy quite a few things on eBay, and haven’t had any problems with it. Some sellers will only accept payments from a verified account, so you’ll probably want to do that, which takes a couple days.

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**Author:** ![Kozmik](https://avatars.discourse-cdn.com/v4/letter/k/8dc957/32.png) [@Kozmik](https://boards.straightdope.com/u/Kozmik)\
**Post date:** [January 20, 2005, 3:23am UTC](https://boards.straightdope.com/t/visa-problems-its-all-you-need/285659/5 "2005-01-20T03:23:51Z")

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On the PayPal FAQ site it answers my question. “You can always make a payment using your PayPal account balance or with your bank account.” Thanks **Q.E.D.** , your antidotes on this has taken alot off my mind. Now I just have to go to the bank tomorrow to make sure that the verification process is finished. And I’ll feel alot better once this purchase is confirmed.
