# What are your electric vehicle plans? **URL:** \ **Category:** In My Humble Opinion\ **Created:** [October 22, 2020, 6:45pm UTC](https://boards.straightdope.com/t/what-are-your-electric-vehicle-plans/923614 "2020-10-22T18:45:59Z")\ **Posts on this page:** 1\ **Showing post:** 1359
**Author:** ![wguy123](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/wguy123/32/3161_2.png) [@wguy123](https://boards.straightdope.com/u/wguy123)\ **Post date:** [January 29, 2024, 10:17pm UTC](https://boards.straightdope.com/t/what-are-your-electric-vehicle-plans/923614/1359 "2024-01-29T22:17:56Z")
Ahh…that is excellent insight and I’m sure part of what I am seeing. I still don’t know why Sam posted averages that were over twice my amount (over $2700/yr), even factoring in those averages were for Canada - that’s over in the Cali EV thread - [Is California being unreasonably optimistic. (Electric Vehicles) - #247 by puzzlegal](https://boards.straightdope.com/t/is-california-being-unreasonably-optimistic-electric-vehicles/989866/247) We have this coverage for two reasons: - We decided we needed an umbrella policy and that requires us to max out our auto coverage on the UM/UIM/UPD side (thanks for the acronyms) - I had a family member severely injured due to an auto. Life flight, lengthy hospital and recovery stays, multiple years of specialty follow-up, and forever changes to their health. Luckily, the driver had an umbrella policy. That was an eye-opening event for us. And yes, we can cover a higher deductible and decided it was worth it on our Subie. I will ask what that does to our rates lowering it when we go in to add the vehicle. --- _[View the full topic](https://boards.straightdope.com/t/what-are-your-electric-vehicle-plans/923614)._