# what bank

**URL:** <https://boards.straightdope.com/t/what-bank/575070>\
**Category:** Factual Questions\
**Created:** [March 17, 2011, 9:30pm UTC](https://boards.straightdope.com/t/what-bank/575070 "2011-03-17T21:30:48Z")\
**Posts on this page:** 4\
**Page:** 1

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**Author:** ![Lwest](https://avatars.discourse-cdn.com/v4/letter/l/58956e/32.png) [@Lwest](https://boards.straightdope.com/u/Lwest)\
**Post date:** [March 17, 2011, 9:30pm UTC](https://boards.straightdope.com/t/what-bank/575070/1 "2011-03-17T21:30:48Z")

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Does anyone know of a bank that allows an individual to keep a balance in that bank in a different currency? (Not USD)

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**Author:** ![Desert\_Nomad](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/desert_nomad/32/177_2.png) [@Desert\_Nomad](https://boards.straightdope.com/u/Desert_Nomad)\
**Post date:** [March 17, 2011, 9:43pm UTC](https://boards.straightdope.com/t/what-bank/575070/2 "2011-03-17T21:43:01Z")

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> [@Lwest](#):
>
> Does anyone know of a bank that allows an individual to keep a balance in that bank in a different currency? (Not USD)

I assume you mean in the USA? Not that I have found.

In the Czech Republic however non residents can open accounts and it can work so that you have one account number, but ten currencies (USD, CZK, EUR, CHF, GBP, HUF, PLN, RUR, JPY… and I can’t remember the 10th).

You’ll have a balance in each and it is all very slick. You’ll need to visit Prague to set it up though.

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**Author:** ![tellyworth](https://avatars.discourse-cdn.com/v4/letter/t/977dab/32.png) [@tellyworth](https://boards.straightdope.com/u/tellyworth)\
**Post date:** [March 17, 2011, 9:47pm UTC](https://boards.straightdope.com/t/what-bank/575070/3 "2011-03-17T21:47:38Z")

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I think some of the Australian banks might allow individuals to hold foreign currency accounts, but they have the same requirements as for businesses, including a 6-figure minimum opening balance, that sort of thing.

It’s not a bank, but PayPal will let you hold a balance in multiple currencies.

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**Author:** ![robert\_columbia](https://avatars.discourse-cdn.com/v4/letter/r/e79b87/32.png) [@robert\_columbia](https://boards.straightdope.com/u/robert_columbia)\
**Post date:** [March 17, 2011, 10:19pm UTC](https://boards.straightdope.com/t/what-bank/575070/4 "2011-03-17T22:19:40Z")

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> [@tellyworth](#):
>
> …It’s not a bank, but PayPal will let you hold a balance in multiple currencies.

1 Corinthians 12:15.

You cannot disclaim reality. If you buy a car, but claim that it is a cigar, it is still a car, is it not?
