Well, I do. But yes, it varies depending on the financial institution.
And yeah, $900 per day instead of $15,000 all at once would be structuring- IF you started with $15000, and broke it up to avoid any sort of limits. Say you got paid weekly and owned $12000. So you take $3000 out of your paycheck* every week and pay. That is not structuring.
- which is a very nice weekly takehome, btw.