# What do you plan on doing with your tax return? **URL:** \ **Category:** Miscellaneous and Personal Stuff I Must Share\ **Created:** [January 10, 2008, 5:31am UTC](https://boards.straightdope.com/t/what-do-you-plan-on-doing-with-your-tax-return/432954 "2008-01-10T05:31:03Z")\ **Posts on this page:** 7\ **Page:** 5
**Author:** ![SomeUserName](https://avatars.discourse-cdn.com/v4/letter/s/e480ec/32.png) [@SomeUserName](https://boards.straightdope.com/u/SomeUserName)\ **Post date:** [January 14, 2008, 1:39pm UTC](https://boards.straightdope.com/t/what-do-you-plan-on-doing-with-your-tax-return/432954/81 "2008-01-14T13:39:00Z")
**sigh** I plan on using it to catch up on bills . ---
**Author:** ![AskNott](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/asknott/32/5790_2.png) [@AskNott](https://boards.straightdope.com/u/AskNott)\ **Post date:** [January 14, 2008, 5:35pm UTC](https://boards.straightdope.com/t/what-do-you-plan-on-doing-with-your-tax-return/432954/82 "2008-01-14T17:35:37Z")
[QUOTE=Projammer] I’m thinking some lasik would be a good idea. That or wild women.. 😃 [/QUOTE] A pleasant dillemma. If you go for the lasik, maybe the newfound clarity will mean the wild women will look less delicious. :eek: ---
**Author:** ![atomicbadgerrace](https://avatars.discourse-cdn.com/v4/letter/a/8e7dd6/32.png) [@atomicbadgerrace](https://boards.straightdope.com/u/atomicbadgerrace)\ **Post date:** [January 25, 2008, 6:45am UTC](https://boards.straightdope.com/t/what-do-you-plan-on-doing-with-your-tax-return/432954/83 "2008-01-25T06:45:25Z")
I just finished filing federal and state. I usually try to work out my withholdings such that I don’t end up with any refund or amount due. Looks like I was a bit off this year, though. My federal refund is $175. I OWE the state $70. So I’ll be blowing my overall refund of $105 as if it were free money, most likely. ---
**Author:** ![zweisamkeit](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/zweisamkeit/32/4360_2.png) [@zweisamkeit](https://boards.straightdope.com/u/zweisamkeit)\ **Post date:** [January 25, 2008, 3:45pm UTC](https://boards.straightdope.com/t/what-do-you-plan-on-doing-with-your-tax-return/432954/84 "2008-01-25T15:45:08Z")
[QUOTE=MsRobyn] Some are able to save it and keep it as a cushion. Some use it for large purchases like furniture or car or house repairs. Heck, I have a friend who allots a certain amount so she can take her kids to a local amusement park, which they wouldn’t be able to do otherwise. If that makes these people irresponsible, so be it. [/QUOTE] There’s this thing called ‘direct deposit’ for paychecks that many (not all, I know) can get. Banks can throw a percentage or even a set dollar amount directly into a savings account with the rest going into a checking account\*. If you’re able to make do without that money per paycheck (which, obviously has been the case), why not have it go directly into _your_ savings account instead of the tax man’s? [sub]And the interest isn’t trivial, always. I have 5K of savings in an online bank. I only worked up to 5K this whole year (so I started with a couple hundred and put a bit in each paycheck). I got $255 in interest this year. $255. That’s not ‘nothing’.[/sub] - Hell, you can divide it up to different banks, too. My paycheck goes to two separate banking institutions and each of those have money going to separate accounts. ---
**Author:** ![silenus](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/silenus/32/166_2.png) [@silenus](https://boards.straightdope.com/u/silenus)\ **Post date:** [January 25, 2008, 3:48pm UTC](https://boards.straightdope.com/t/what-do-you-plan-on-doing-with-your-tax-return/432954/85 "2008-01-25T15:48:57Z")
Mine won’t be much, so it will probably just get melded into the checking account and used to pay bills. The wife’s refund ought to be semi-sizable however. That we haven’t discussed yet. My guess would be some sort of capital outlay, like a new computer. ---
**Author:** ![pope\_hentai](https://avatars.discourse-cdn.com/v4/letter/p/ee59a6/32.png) [@pope\_hentai](https://boards.straightdope.com/u/pope_hentai)\ **Post date:** [January 25, 2008, 3:55pm UTC](https://boards.straightdope.com/t/what-do-you-plan-on-doing-with-your-tax-return/432954/86 "2008-01-25T15:55:22Z")
file a divorce. ---
**Author:** ![Skylark](https://avatars.discourse-cdn.com/v4/letter/s/e274bd/32.png) [@Skylark](https://boards.straightdope.com/u/Skylark)\ **Post date:** [January 25, 2008, 11:16pm UTC](https://boards.straightdope.com/t/what-do-you-plan-on-doing-with-your-tax-return/432954/87 "2008-01-25T23:16:46Z")
I’ma buy me an armful of nickel candy! [Previous page](https://boards.straightdope.com/t/what-do-you-plan-on-doing-with-your-tax-return/432954.md?page=4)